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Blogs
Keep up to date with the latest news, information, tips and insights from our team of Newcastle, Maitland & Hunter Valley loan specialists.
Why debt consolidation could help you get over your Christmas spending hangover
Well, Christmas and the silly season is over for another year. We hope you enjoyed quality time with family and friends, even though it has also been a costly time. We imagine you spent a lot on presents, food and then the summer holidays on top. Before you know it, your Christmas spending spirit has [...]
Tips for keeping a clean credit report
Tips for keeping a clean credit report Regularly review your credit report Make a habit of checking your credit report at least once a year. Carefully comb through the details and check for any errors. Make sure your personal identification information and financial details are accurate. Be sure to check that any negative information such [...]
Looking for an investment apartment? Tips for finding the right one
Are you looking to get into the property investment scene? Purchasing an investment apartment is often a great place to start. Apartments are traditionally cheaper than houses, and depending on where you look, there are usually more of them to choose from! But first, let’s look at why good things come in small packages when [...]
4 traps to look out for as a first home buyer
Buying your first home is an exciting time! But like any first-timer, it is also easy to make mistakes. As a mortgage broker, I am dedicated to helping you have a smooth, and even enjoyable, time throughout the home buying and settlement process. Here are 4 common traps that you should look out for when [...]
Tips to build your own home
Here’s an overview of what’s involved if you’re considering building a new home for the first time. What’s your budget? The first step to building a home is deciding what you can afford to spend. When buying a home that’s already built, determining how much money you need is quite straightforward. However, it’s not so [...]
Is your credit report healthy? Find out how changes to your credit report affect you
Did you know there have been important changes to credit reporting in Australia? These changes could impact your ability to take out a home loan, so it’s important to be aware of them. Comprehensive Credit Reporting (CCR) is the name given to Australia’s new credit reporting system, which allows positive credit data to be included [...]
How to find the right location for your investment property
Looking to buy an investment property? Finding the right location is crucial to the success of your investment. Here are our top tips to help you choose the right spot. Tip #1: Ask us to explain your borrowing capacity Before you start shopping for your investment property, it’s important to understand how much a bank [...]
Understanding the cash rate cuts
Many homeowners and investors have been rejoicing recently following the Reserve Bank of Australia’s (RBA) decision to cut the cash rate to an historic low of 0.75% last month. If you’re confused about what the cash rate is and how it affects your mortgage, you’re not alone. It was recently reported that 86 percent of [...]
Four signs it may be time to refinance
Do you know what happened after the Reserve Bank cut the cash rate in June? Tens of thousands of Aussies took the Treasurer’s advice to “shop around and get the best possible deal”. Mortgage brokers around the country have recorded spikes in their home loan, investment loan and refinance borrower enquiries following the announcement. The moral of [...]
