City of Lake Macquarie

Lake Macquarie

Welcome to
Lake Macquarie, a vibrant region known for its stunning landscapes, thriving economy, and exceptional lifestyle in New South Wales. More than 217,000 people call Lake Macquarie home, making it the third-largest regional city in NSW by population. In 2021 alone, over 1900 people moved to Lake Macquarie, with more than 2300 babies born each year.

As your trusted mortgage broker in Lake Macquarie, we are committed to helping you take advantage of this booming city by developing customised mortgage solutions and providing you with expert insights and knowledge to capatlise on the property market here.

Facts and statistics:

  • Population: More than 217,000 people call Lake Macquarie home, making it the third-largest regional city in NSW by population.
  • Growth Projections: Population is expected to grow by 39,000 people by 2041, creating demand for 12,000 new dwellings.
  • Landscape: Lake Macquarie covers an area of 648 square kilometers, about twice the size of Sydney Harbour. It boasts 32 kilometers of coastline with four patrolled beaches and the Watagan Mountains in the west.
  • Economy: The economic activity generated by Lake Macquarie is $26.5 billion, contributing over 21% to the Hunter economy. The total value added by the city’s economy is estimated at $12.5 billion.
  • Businesses: There are 14,081 active businesses in Lake Macquarie, with more than 6500 new businesses started in the last four years. Over $1.6 billion worth of development applications were approved in 2021-2022.
  • Tourism: Lake Macquarie attracts 1.3 million international and domestic tourists each year.
  • Education: The city is home to Avondale University, offering tertiary education opportunities.


  • More than 217,000 people call Lake Macquarie home, with a diverse population including families, young professionals, and retirees.
  • Births: More than 2300 babies are born in Lake Macquarie each year, contributing to the city’s growth and vitality.
  • Age Distribution: Lake Macquarie has a diverse age distribution, with residents ranging from young families to retirees enjoying the region’s lifestyle.
  • Cultural Diversity: The city embraces cultural diversity, with residents from various backgrounds contributing to its vibrant community.

Future plans:

Lake Macquarie is strategically planning for sustainable development, economic expansion, and upgraded infrastructure to accommodate its increasing population and thriving economy. The Delivery Program and Operational Plan outline more than 130 initiatives geared towards infrastructure enhancement, encompassing upgrades to footpaths, roads, parks, playgrounds, and sports facilities. With an allocated budget of $118.8 million for 2023-2024, the Council is steadfast in addressing the evolving requirements of the growing Lake Macquarie community, ensuring sustainable progress and development.

Learn more about Lake Macquarie’s future plans here.

How we can help: 

Whether you’re a first-time homebuyer, an investor, or looking to refinance in Lake Macquarie, we’re here to guide you through your financial journey with tailored solutions that suit your needs and circumstances.

Areas we cover:

  • Adamstown
  • Adamstown Heights
  • Arcadia Vale
  • Argenton
  • Awaba
  • Balcolyn
  • Balmoral
  • Barnsley
  • Belmont
  • Belmont North
  • Belmont South
  • Bennetts Green
  • Blackalls Park
  • Blacksmiths
  • Bolton Point
  • Bonnells Bay
  • Boolaroo
  • Booragul
  • Brightwaters
  • Buttaba
  • Cameron Park
  • Cams Wharf
  • Cardiff
  • Cardiff Heights
  • Cardiff North
  • Cardiff South
  • Cardiff West
  • Carey Bay
  • Catherine Hill Bay
  • Caves Beach
  • Charlestown
  • Charlestown East
  • Charlestown South
  • Coal Point
  • Cooranbong
  • Croudace Bay
  • Dora Creek
  • Dudley
  • Edgeworth
  • Edgeworth Heights
  • Eleebana
  • Eraring
  • Fassifern
  • Fennell Bay
  • Fishing Point
  • Floraville
  • Freemans Waterhole
  • Garden Suburb
  • Gateshead
  • Gateshead West
  • Glendale
  • Glendale East
  • Highfields
  • Hillsborough (South)
  • Holmesville
  • Jewells
  • Kahibah
  • Kilaben Bay
  • Killingworth
  • Kotara
  • Kotara Heights
  • Kotara South
  • Lakelands
  • Little Pelican
  • Macquarie Hills
  • Mandalong
  • Marks Point
  • Marmong Point
  • Martinsville
  • Middle Camp
  • Mirrabooka
  • Morisset
  • Morisset Park
  • Mount Hutton
  • Murrays Beach
  • Myuna Bay
  • Newcastle Heights
  • New Lambton
  • New Lambton Heights
  • Nords Wharf
  • Pelican
  • Pinny Beach
  • Rankin Park
  • Rathmines
  • Redhead
  • Ryhope
  • Seahampton
  • Silverwater
  • Speers Point
  • Sunshine
  • Swansea
  • Swansea Heads
  • Teralba
  • Tingira Heights
  • Toronto
  • Valentine
  • Wakefield
  • Wangi Wangi
  • Warners Bay
  • Wallsend
  • West Wallsend
  • Whitebridge
  • Windale
  • Windermere Park
  • Woodrising
  • Wyee
  • Wyee Point
  • Yarrawonga Park
Lake Macquarie‘s attractions

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