Debt Consolidations

In a world where a new credit card is offered to us every other day and bargains are not always as good as what they are sometimes advertised, it is easy to find yourself in more personal debt than you had ever anticipated. Where possible, our staff will help you lower the rate on your loans by consolidating and also explaining the benefits of different repayment terms. This will give you breathing space if your budget is tight and an opportunity to  create some equity in your home if you can afford to continue making the same repayments that you have previously been making.

Videos

Calculators

Budget Planner
Saving Calculator
Loan Comparison Calculator
Comparison Rate Calculator
Extra Repayment Calculator
How Long To Repay Calculator

Testimonials

  • Kellie Carter Avatar
    Kellie Carter
    2 years ago

    Janine and Kylie have yet again been fabulous with helping us. They are organised, efficient and keep us up to date every step of the way. Thank you!

    Kerrie McEwan Avatar
    Kerrie McEwan
    1 year ago
  • Claire Bear McArthur Avatar
    Claire Bear McArthur
    7 years ago

    As a first home buyer, I can’t thank Janine and Kylie enough for how much they have done for me. From initially obtaining pre-approval to purchasing has felt like a... read more

    andrew lange Avatar
    andrew lange
    1 year ago
  • The guys were very helpful and informative. Thanks Janine and Kylie

    Matthew Edwards Avatar
    Matthew Edwards
    1 year ago

    positive review We used Jill from IN Financial services and could not be happier.
    We are newbies to this whole 'investment' thing and Jill made this entire process a pleasure whilst getting us...
    read more

    Darvid Bjorn Johanson Avatar
    Darvid Bjorn Johanson
    1 year ago
  • Janine has always been quick at responding to any questions we have had. Has been a great support.

    Dominique Fry Avatar
    Dominique Fry
    3 months ago

    Jill went above and beyond in helping us secure our mortgage. As first home buyers she was extremely helpful and understanding. Couldn't recommend her enough

    Natalie Morrison Avatar
    Natalie Morrison
    2 months ago
  • I have been lucky enough to work with Janine, Jill, Kylie and their team recently organising an amazing experience for their clients at the Lux Lounge. If you are looking... read more

    Amy Harris Avatar
    Amy Harris
    1 year ago

    Rebeca Merrett Avatar
    Rebeca Merrett
    7 years ago
  • Thanks for helping me with my first home loan. You have made the process very easy. I will definitely be back.

    enjibenji123 Avatar
    enjibenji123
    1 year ago

    Kylie and Janine were great to deal with during our build. Building on Acreage was too difficult for our bank to help us. Thankfully a friend recommended In Financial services,... read more

    Kye Bush Avatar
    Kye Bush
    1 year ago
  • I used in Finacial services (Jill & Kylie) to service my home loan & a couple of extra top up re mortgage loans. I can’t recommend these... read more

    Ryan Pittman Avatar
    Ryan Pittman
    1 year ago

    Ronald Miles Avatar
    Ronald Miles
    2 years ago
  • In Financial Services, a local one stop shop with prompt, professional and friendly advice. Janine and Kylie master the art, of personalising your specific needs, and no request is to... read more

    Toni Davies-Roe Avatar
    Toni Davies-Roe
    3 years ago

    Straight forward and seamless process which made the application very quick and stress free. Everything explained clearly and easy to understand.

    Brad Driscoll Avatar
    Brad Driscoll
    1 year ago
  • For a Financial services page, and your current fan base you have excellent post engagement. Well done guys.

    Boris Biskupic Avatar
    Boris Biskupic
    5 years ago

    Thanks for helping me with my first home loan. You have made the process very easy. I will definitely be back.

    Ben Harris Avatar
    Ben Harris
    1 year ago
  • Jill went above and beyond in helping us secure our mortgage. As first home buyers she was extremely helpful and understanding. Couldn't recommend her enough

    Natalie Morrison Avatar
    Natalie Morrison
    2 months ago

    Janine & Kylie at In Financial Services are amazing and I highly recommend them. They were thorough in explaining everything from start to finish and making sure we understood. They... read more

    Brandon Michaelis Avatar
    Brandon Michaelis
    8 months ago
  • Sunitha K S Avatar
    Sunitha K S
    1 year ago

    I have been lucky enough to work with Janine, Jill, Kylie and their team recently organising an amazing experience for their clients at the Lux Lounge. If you are looking... read more

    Amy Harris Avatar
    Amy Harris
    1 year ago
  • Straight forward and seamless process which made the application very quick and stress free. Everything explained clearly and easy to understand.

    Brad Driscoll Avatar
    Brad Driscoll
    1 year ago

    It's been a pleasure to deal with Jill and her team. Financial knowledge, attention to detail and communication are faultless. I've recommended Jill to family members who... read more

    Mal Jakes Avatar
    Mal Jakes
    1 year ago
  • It's been a pleasure to deal with Jill and her team. Financial knowledge, attention to detail and communication are faultless. I've recommended Jill to family members who... read more

    Mal Jakes Avatar
    Mal Jakes
    1 year ago

    Janine & Kylie were extremely professional & very helpfull. They were only too happy to help in any way they could by explaining everything in simple easy to understand... read more

    Lorraine Harris Avatar
    Lorraine Harris
    8 months ago
  • positive review Always give the best advice and help👍🏼

    Carrianne Wilton-Howarth Avatar
    Carrianne Wilton-Howarth
    1 year ago

    Thanks to Jill, she was fantastic, there for us every step of the way to help out with out loan and advice on what not to do (We had no... read more

    Tayla Grazules Avatar
    Tayla Grazules
    2 years ago
  • We are so impressed with the service that we have received from Jill and the team. We had an initial consultation with Jill who became familiar with our financial position... read more

    Angie Primmer Avatar
    Angie Primmer
    1 year ago

    AMAZING
    CANT THANK THEM ENOUGH
    JILL and the team amazing

    Ava Knight Avatar
    Ava Knight
    9 months ago
  • Couldn't recommend the team at in Financial Services more! They made the process of buying our first home so much easier and stress free!

    Declan Edwards Avatar
    Declan Edwards
    2 years ago

    Best place for finance! I was referred to Club Financial Services Maitland from a friend for a home loan because the bank could not approve my loan. The girls at... read more

    luke Ahearn Avatar
    luke Ahearn
    4 years ago
  • Nick Egan Avatar
    Nick Egan
    7 years ago