Debt Consolidations

In a world where a new credit card is offered to us every other day and bargains are not always as good as what they are sometimes advertised, it is easy to find yourself in more personal debt than you had ever anticipated. Where possible, our staff will help you lower the rate on your loans by consolidating and also explaining the benefits of different repayment terms. This will give you breathing space if your budget is tight and an opportunity to  create some equity in your home if you can afford to continue making the same repayments that you have previously been making.

Videos

Calculators

Budget Planner
Saving Calculator
Loan Comparison Calculator
Comparison Rate Calculator
Extra Repayment Calculator
How Long To Repay Calculator

Testimonials

  • Kellie Carter Avatar
    Kellie Carter
    1 year ago

    I have dealt with In Financial services now for a number of years. They have provided me with finance for a number of investment properties as well as recently a... read more

    Michael Brown Avatar
    Michael Brown
    1 year ago
  • Thanks so much to the team at In Financial Services, I can't recommend them enough, Janine and Kylie were amazing and so helpful we couldn't be happier with there service,... read more

    mellissa smith Avatar
    mellissa smith
    10 months ago

    Janine & Kylie were extremely professional & very helpfull. They were only too happy to help in any way they could by explaining everything in simple easy to understand... read more

    Lorraine Harris Avatar
    Lorraine Harris
    5 months ago
  • Best place for finance! I was referred to Club Financial Services Maitland from a friend for a home loan because the bank could not approve my loan. The girls at... read more

    luke Ahearn Avatar
    luke Ahearn
    3 years ago

    The guys from In Financial made the process of buying our dream home possible! We can't thank them enough. From the moment we found the house to the moment we... read more

    Rebecca Tailored Wealth Avatar
    Rebecca Tailored Wealth
    10 months ago
  • In Financial Services, a local one stop shop with prompt, professional and friendly advice. Janine and Kylie master the art, of personalising your specific needs, and no request is to... read more

    Toni Davies-Roe Avatar
    Toni Davies-Roe
    2 years ago

    I have been lucky enough to work with Janine, Jill, Kylie and their team recently organising an amazing experience for their clients at the Lux Lounge. If you are looking... read more

    Amy Harris Avatar
    Amy Harris
    11 months ago
  • Caroline Dando Avatar
    Caroline Dando
    1 year ago

    Frank De Martino Avatar
    Frank De Martino
    4 years ago
  • positive review Always give the best advice and help👍🏼

    Carrianne Wilton-Howarth Avatar
    Carrianne Wilton-Howarth
    1 year ago

    Jill, Christy, and the team did an amazing job in helping us refinance our loan to access a far lower interest rate, saving us over $5000 a year with the... read more

    Sally Crane Avatar
    Sally Crane
    5 days ago
  • Thanks so much to the team at In Financial Services, I can't recommend them enough, Janine and Kylie were amazing and so helpful we couldn't be happier with there service,... read more

    mellissa smith Avatar
    mellissa smith
    10 months ago

    In Financial Services helped Natalie & Myself buy our dream holiday house , their service was second to none !!!Janine & her Team were so helpful , swift with their... read more

    Huddos Plumbing Service Avatar
    Huddos Plumbing Service
    1 year ago
  • We are so impressed with the service that we have received from Jill and the team. We had an initial consultation with Jill who became familiar with our financial position... read more

    Angie Primmer Avatar
    Angie Primmer
    1 year ago

    Ronald Miles Avatar
    Ronald Miles
    1 year ago
  • I would give more stars if I could. Jill did an excellent job with a complicated application for home loan. She is very knowledgeable, and went the extra mile. Would... read more

    Coco o'brien Avatar
    Coco o'brien
    1 month ago

    AMAZING CANT THANK THEM ENOUGH JILL and the team amazing

    Ava Knight Avatar
    Ava Knight
    5 months ago
  • Jill and the team at In Financial offered more advice and simplified the process of getting commercial finance so much better than anyone we have ever dealt with. Nothing is... read more

    Jackson Plant And Transport Repairs Avatar
    Jackson Plant And Transport Repairs
    1 year ago

    Kylie and Janine were great to deal with during our build. Building on Acreage was too difficult for our bank to help us. Thankfully a friend recommended In Financial services,... read more

    Kye Bush Avatar
    Kye Bush
    1 year ago
  • It's been a pleasure to deal with Jill and her team. Financial knowledge, attention to detail and communication are faultless. I've recommended Jill to family members who... read more

    Mal Jakes Avatar
    Mal Jakes
    1 year ago

    Thanks for helping me with my first home loan. You have made the process very easy. I will definitely be back.

    Ben Harris Avatar
    Ben Harris
    11 months ago
  • Jill and the team have made the whole stressful process of buying property less painful and have held our hand the whole way. Highly recommend their services.

    Kanina Roberts Avatar
    Kanina Roberts
    1 year ago

    Thanks to Jill, she was fantastic, there for us every step of the way to help out with out loan and advice on what not to do (We had no... read more

    Tayla Grazules Avatar
    Tayla Grazules
    1 year ago
  • Sunitha K S Avatar
    Sunitha K S
    11 months ago

    As a first home buyer, I can’t thank Janine and Kylie enough for how much they have done for me. From initially obtaining pre-approval to purchasing has felt like a... read more

    andrew lange Avatar
    andrew lange
    1 year ago
  • An extremely thorough service. I'll never use a direct lender again. Thank you.

    Dan Walsh Avatar
    Dan Walsh
    11 months ago

    Couldn't recommend the team at in Financial Services more! They made the process of buying our first home so much easier and stress free!

    Declan Edwards Avatar
    Declan Edwards
    1 year ago
  • AMAZING
    CANT THANK THEM ENOUGH
    JILL and the team amazing

    Ava Knight Avatar
    Ava Knight
    5 months ago

    L Gale Avatar
    L Gale
    10 months ago
  • Janine and Kylie are awesome! I have used initially Janine and then both of them for about 15 years now and they have been so helpful in many lending processes... read more

    Chris Lange Avatar
    Chris Lange
    1 year ago

    I recently purchased a new office vehicle. I asked the dealership for a finance quote and In Financial Services came in over $60.00 cheaper per month which worked out to... read more

    Pat Mears Avatar
    Pat Mears
    3 years ago
  • Wow! What a team! Janine Jill and Kylie make everything flow smoothly, The service that you receive makes the whole process stress free. They keep you informed throughout ... read more

    Ann Bartlett Avatar
    Ann Bartlett
    10 months ago

    positive review Our build is nearly complete!!Cannot thank Jill and the team enough for the great guidance advice and making our process seamless!! Give them a go 😎

    Daniel Crush Avatar
    Daniel Crush
    10 months ago
  • positive review I used in Finacial services (Jill & Kylie) to service my home loan & a couple of extra top up re mortgage loans.
    I can’t recommend these ladies...
    read more

    Ryan Pittman Avatar
    Ryan Pittman
    1 year ago

    If you’re looking at the market for a first home or construction I couldn’t recommend more highly the services provided by Janine and the team at iNFINANCIAL Services. From day... read more

    Car Nut Avatar
    Car Nut
    1 week ago
  • Straight forward and seamless process which made the application very quick and stress free. Everything explained clearly and easy to understand.

    Brad Driscoll Avatar
    Brad Driscoll
    10 months ago

    The team made the whole experience so much easier. Highly recommend to anyone looking at buying property

    Jess Cassidy Avatar
    Jess Cassidy
    1 year ago
  • positive review Very efficient in managing the loan application process from submission through to settlement.
    All of the team are Great communicators, which is essential through this critical and important process for securing finance.

    Paul Ford Avatar
    Paul Ford
    1 year ago

    The guys from In Financial made the process of buying our dream home possible! We can't thank them enough. From the moment we found the house to the moment we... read more

    Rebecca Zambrowski Avatar
    Rebecca Zambrowski
    11 months ago
  • positive review We used Jill from IN Financial services and could not be happier.
    We are newbies to this whole 'investment' thing and Jill made this entire process a pleasure whilst getting us...
    read more

    Darvid Bjorn Johanson Avatar
    Darvid Bjorn Johanson
    1 year ago

    Thanks so much to the team at In Financial Services, I can't recommend them enough, Janine and Kylie were amazing and so helpful we couldn't be happier with there service,... read more

    mellissa smith Avatar
    mellissa smith
    10 months ago
  • positive review For urgent financial aid for personal purpose or for the need of your business? Please Contact Mrs.Amanda, She give out loans with an affordable interest rate of 3% She provide... read more

    Paul Doran Avatar
    Paul Doran
    11 months ago

    Adam Barton Avatar
    Adam Barton
    5 years ago
  • Straight forward and seamless process which made the application very quick and stress free. Everything explained clearly and easy to understand.

    Brad Driscoll Avatar
    Brad Driscoll
    10 months ago

    positive review The guys were very helpful and informative. Thanks Janine and Kylie

    Matthew Edwards Avatar
    Matthew Edwards
    8 months ago
  • Jill and team were helpful and friendly to deal with. Highly recommend for mortgage advice

    Amber Adams Avatar
    Amber Adams
    10 months ago

    Chelsea Holz Avatar
    Chelsea Holz
    3 years ago
  • Thanks for helping me with my first home loan. You have made the process very easy. I will definitely be back.

    enjibenji123 Avatar
    enjibenji123
    11 months ago

    For a Financial services page, and your current fan base you have excellent post engagement. Well done guys.

    Boris Biskupic Avatar
    Boris Biskupic
    5 years ago
  • Maree Knight Avatar
    Maree Knight
    6 years ago

    Thank you Janine & In Financial Services team for all their help & effort securing our 3rd home loan. Always professional, friendly & knowledgeable, nothing is ever a problem. 11... read more

    Melinda Sams Avatar
    Melinda Sams
    2 weeks ago
  • Sharon Flett Avatar
    Sharon Flett
    6 months ago

    positive review AMAZING can’t thank them enough
    Jill and Christie were amazing
    Highly Recommended

    Sarah Knight Avatar
    Sarah Knight
    5 months ago
  • Rebeca Merrett Avatar
    Rebeca Merrett
    6 years ago

    I used in Finacial services (Jill & Kylie) to service my home loan & a couple of extra top up re mortgage loans. I can’t recommend these... read more