Debt Consolidations

In a world where a new credit card is offered to us every other day and bargains are not always as good as what they are sometimes advertised, it is easy to find yourself in more personal debt than you had ever anticipated. Where possible, our staff will help you lower the rate on your loans by consolidating and also explaining the benefits of different repayment terms. This will give you breathing space if your budget is tight and an opportunity to  create some equity in your home if you can afford to continue making the same repayments that you have previously been making.

Videos

Calculators

Budget Planner
Saving Calculator
Loan Comparison Calculator
Comparison Rate Calculator
Extra Repayment Calculator
How Long To Repay Calculator

Testimonials

  • Kellie Carter Avatar
    Kellie Carter
    2 years ago

    The guys from In Financial made the process of buying our dream home possible! We can't thank them enough. From the moment we found the house to the moment we... read more

    Rebecca Tailored Wealth Avatar
    Rebecca Tailored Wealth
    1 year ago
  • We have been using the in financial team to help secure our first acreage block. We are that happy with the professionalism In Financial Services brings to the table that... read more

    Elizabeth Stokes Avatar
    Elizabeth Stokes
    1 year ago

    Smooth and easy to deal with. Made refinancing our home loan less stressful

    Donna Anderson Avatar
    Donna Anderson
    1 year ago
  • Chelsea Holz Avatar
    Chelsea Holz
    3 years ago

    Great people to deal with , we have used these guys a few times now and highly recommend their services. Always great with communication & updating of progress.

    Andrew Irving Avatar
    Andrew Irving
    2 years ago
  • Janine has always been quick at responding to any questions we have had. Has been a great support.

    Dominique Fry Avatar
    Dominique Fry
    2 months ago

    As a first home buyer, I can’t thank Janine and Kylie enough for how much they have done for me. From initially obtaining pre-approval to purchasing has felt like a... read more

    andrew lange Avatar
    andrew lange
    1 year ago
  • Nick Egan Avatar
    Nick Egan
    7 years ago

    An extremely thorough service. I'll never use a direct lender again. Thank you.

    Dan Walsh Avatar
    Dan Walsh
    1 year ago
  • Jill and the team at In Financial offered more advice and simplified the process of getting commercial finance so much better than anyone we have ever dealt with. Nothing is... read more

    Jackson Plant And Transport Repairs Avatar
    Jackson Plant And Transport Repairs
    2 years ago

    I have been lucky enough to work with Janine, Jill, Kylie and their team recently organising an amazing experience for their clients at the Lux Lounge. If you are looking... read more

    Amy Harris Avatar
    Amy Harris
    1 year ago
  • Thank you Janine & In Financial Services team for all their help & effort securing our 3rd home loan. Always professional, friendly & knowledgeable, nothing is ever a problem. 11... read more

    Melinda Sams Avatar
    Melinda Sams
    2 months ago

    We are so impressed with the service that we have received from Jill and the team. We had an initial consultation with Jill who became familiar with our financial position... read more

    Angie Primmer Avatar
    Angie Primmer
    1 year ago
  • Thanks so much to the team at In Financial Services, I can't recommend them enough, Janine and Kylie were amazing and so helpful we couldn't be happier with there service,... read more

    mellissa smith Avatar
    mellissa smith
    1 year ago

    positive review We used Jill from IN Financial services and could not be happier.
    We are newbies to this whole 'investment' thing and Jill made this entire process a pleasure whilst getting us...
    read more

    Darvid Bjorn Johanson Avatar
    Darvid Bjorn Johanson
    1 year ago
  • Thanks so much to the team at In Financial Services, I can't recommend them enough, Janine and Kylie were amazing and so helpful we couldn't be happier with there service,... read more

    mellissa smith Avatar
    mellissa smith
    1 year ago

    positive review We highly recommend Janine , Kylie and the team from In Financial services . This is our second experience with Janine and it has been made so easy by... read more

    Sam Belcher Avatar
    Sam Belcher
    9 months ago
  • Jill and the team have made the whole stressful process of buying property less painful and have held our hand the whole way. Highly recommend their services.

    Kanina Roberts Avatar
    Kanina Roberts
    1 year ago

    Prompt, helpful, knowledgable and informative! Jill and the team were great. We appreciated all of their efforts, they went above and beyond to ensure we were happy with everything and... read more

    Rhys Proph Wallis Avatar
    Rhys Proph Wallis
    1 year ago
  • Wow! What a team! Janine Jill and Kylie make everything flow smoothly, The service that you receive makes the whole process stress free. They keep you informed throughout ... read more

    Ann Bartlett Avatar
    Ann Bartlett
    1 year ago

    Lili Kellner Avatar
    Lili Kellner
    3 years ago
  • Janine & Kylie at In Financial Services are amazing and I highly recommend them. They were thorough in explaining everything from start to finish and making sure we understood. They... read more

    Brandon Michaelis Avatar
    Brandon Michaelis
    7 months ago

    Thanks for helping me with my first home loan. You have made the process very easy. I will definitely be back.

    Ben Harris Avatar
    Ben Harris
    1 year ago
  • Jill and team were helpful and friendly to deal with. Highly recommend for mortgage advice

    Amber Adams Avatar
    Amber Adams
    1 year ago

    Maree Knight Avatar
    Maree Knight
    7 years ago
  • I have been lucky enough to work with Janine, Jill, Kylie and their team recently organising an amazing experience for their clients at the Lux Lounge. If you are looking... read more

    Amy Harris Avatar
    Amy Harris
    1 year ago

    Janine has always been quick at responding to any questions we have had. Has been a great support.

    Dominique Fry Avatar
    Dominique Fry
    2 months ago
  • Frank De Martino Avatar
    Frank De Martino
    5 years ago

    AMAZING CANT THANK THEM ENOUGH JILL and the team amazing

    Ava Knight Avatar
    Ava Knight
    7 months ago
  • The team made the whole experience so much easier. Highly recommend to anyone looking at buying property

    Jess Cassidy Avatar
    Jess Cassidy
    1 year ago

    Always give the best advice and help👍🏼

    Carrianne Wilton-Howarth Avatar
    Carrianne Wilton-Howarth
    1 year ago
  • The guys from In Financial made the process of buying our dream home possible! We can't thank them enough. From the moment we found the house to the moment we... read more

    Rebecca Tailored Wealth Avatar
    Rebecca Tailored Wealth
    1 year ago

    Janine and Kylie have yet again been fabulous with helping us. They are organised, efficient and keep us up to date every step of the way. Thank you!

    Kerrie McEwan Avatar
    Kerrie McEwan
    1 year ago
  • Couldn't recommend the team at in Financial Services more! They made the process of buying our first home so much easier and stress free!

    Declan Edwards Avatar
    Declan Edwards
    2 years ago

    Caroline Dando Avatar
    Caroline Dando
    2 years ago
  • Straight forward and seamless process which made the application very quick and stress free. Everything explained clearly and easy to understand.