Debt Consolidations

In a world where a new credit card is offered to us every other day and bargains are not always as good as what they are sometimes advertised, it is easy to find yourself in more personal debt than you had ever anticipated. Where possible, our staff will help you lower the rate on your loans by consolidating and also explaining the benefits of different repayment terms. This will give you breathing space if your budget is tight and an opportunity to  create some equity in your home if you can afford to continue making the same repayments that you have previously been making.

Videos

Calculators

Budget Planner
Saving Calculator
Loan Comparison Calculator
Comparison Rate Calculator
Extra Repayment Calculator
How Long To Repay Calculator

Testimonials

  • Kellie Carter Avatar
    Kellie Carter
    1 year ago

    Chelsea Holz Avatar
    Chelsea Holz
    2 years ago
  • positive review Very efficient in managing the loan application process from submission through to settlement.
    All of the team are Great communicators, which is essential through this critical and important process for securing finance.

    Paul Ford Avatar
    Paul Ford
    2 months ago

    Excellent service. Would highly recommend.

    Kathryn Creamer Avatar
    Kathryn Creamer
    1 year ago
  • positive review Happy happy i am for me and my friends finally got a loan from a legit lending company also i refer those that have been scammed by fake lending companies... read more

    Usman Butt Avatar
    Usman Butt
    1 month ago

    In Financial Services helped Natalie & Myself buy our dream holiday house , their service was second to none !!!Janine & her Team were so helpful , swift with their... read more

    Huddos Plumbing Service Avatar
    Huddos Plumbing Service
    1 year ago
  • Thanks so much to the team at In Financial Services, I can't recommend them enough, Janine and Kylie were amazing and so helpful we couldn't be happier with there service,... read more

    mellissa smith Avatar
    mellissa smith
    1 week ago

    One of the best things my financial planner ever did for me was to recommend Janine Harris of In Financial Services. I had been advised to purchase an investment property... read more

    The Grange Vet Clinic Avatar
    The Grange Vet Clinic
    2 years ago
  • Sunitha K S Avatar
    Sunitha K S
    1 month ago

    Angela Woodhouse Avatar
    Angela Woodhouse
    2 years ago
  • Frank De Martino Avatar
    Frank De Martino
    4 years ago

    Wow! What a team! Janine Jill and Kylie make everything flow smoothly, The service that you receive makes the whole process stress free. They keep you informed throughout ... read more

    Ann Bartlett Avatar
    Ann Bartlett
    1 month ago
  • In Financial Services, a local one stop shop with prompt, professional and friendly advice. Janine and Kylie master the art, of personalising your specific needs, and no request is to... read more

    Toni Davies-Roe Avatar
    Toni Davies-Roe
    2 years ago

    positive review For urgent financial aid for personal purpose or for the need of your business? Please Contact Mrs.Amanda, She give out loans with an affordable interest rate of 3% She provide... read more

    Paul Doran Avatar
    Paul Doran
    1 month ago
  • L Gale Avatar
    L Gale
    1 month ago

    As a first home buyer, I can’t thank Janine and Kylie enough for how much they have done for me. From initially obtaining pre-approval to purchasing has felt like a... read more

    andrew lange Avatar
    andrew lange
    9 months ago
  • Lili Kellner Avatar
    Lili Kellner
    2 years ago

    Thanks so much to the team at In Financial Services, I can't recommend them enough, Janine and Kylie were amazing and so helpful we couldn't be happier with there service,... read more

    mellissa smith Avatar
    mellissa smith
    1 week ago
  • Couldn't recommend the team at in Financial Services more! They made the process of buying our first home so much easier and stress free!

    Declan Edwards Avatar
    Declan Edwards
    1 year ago

    We are so impressed with the service that we have received from Jill and the team. We had an initial consultation with Jill who became familiar with our financial position... read more

    Angie Primmer Avatar
    Angie Primmer
    3 months ago
  • Ronald Miles Avatar
    Ronald Miles
    1 year ago

    Best place for finance! I was referred to Club Financial Services Maitland from a friend for a home loan because the bank could not approve my loan. The girls at... read more

    luke Ahearn Avatar
    luke Ahearn
    3 years ago
  • Jill and team were helpful and friendly to deal with. Highly recommend for mortgage advice

    Amber Adams Avatar
    Amber Adams
    3 weeks ago

    Great people to deal with , we have used these guys a few times now and highly recommend their services. Always great with communication & updating of progress.

    Andrew Irving Avatar
    Andrew Irving
    1 year ago
  • I recently purchased a new office vehicle. I asked the dealership for a finance quote and In Financial Services came in over $60.00 cheaper per month which worked out to... read more

    Pat Mears Avatar
    Pat Mears
    2 years ago

    positive review I used in Finacial services (Jill & Kylie) to service my home loan & a couple of extra top up re mortgage loans.
    I can’t recommend these ladies...
    read more

    Ryan Pittman Avatar
    Ryan Pittman
    5 months ago
  • positive review Always give the best advice and help👍🏼

    Carrianne Wilton-Howarth Avatar
    Carrianne Wilton-Howarth
    4 months ago

    Jill and team were helpful and friendly to deal with. Highly recommend for mortgage advice

    Amber Adams Avatar
    Amber Adams
    2 weeks ago
  • positive review Good day friends, I just want to recommend you to a good loan company where i got my loan that turned my life around, contact them on on... read more

    Muhammad Ashfaq Avatar
    Muhammad Ashfaq
    2 weeks ago

    Jill and the team at In Financial offered more advice and simplified the process of getting commercial finance so much better than anyone we have ever dealt with. Nothing is... read more

    Jackson Plant And Transport Repairs Avatar
    Jackson Plant And Transport Repairs
    1 year ago
  • The guys from In Financial made the process of buying our dream home possible! We can't thank them enough. From the moment we found the house to the moment we... read more

    Rebecca Zambrowski Avatar
    Rebecca Zambrowski
    1 month ago

    positive review Our build is nearly complete!!Cannot thank Jill and the team enough for the great guidance advice and making our process seamless!! Give them a go 😎

    Daniel Crush Avatar
    Daniel Crush
    1 week ago
  • positive review We have been using the in financial team to help secure our first acreage block. We are that happy with the professionalism In Financial Services brings to the table that... read more

    Elizabeth Stokes Avatar
    Elizabeth Stokes
    2 months ago

    Straight forward and seamless process which made the application very quick and stress free. Everything explained clearly and easy to understand.

    Brad Driscoll Avatar
    Brad Driscoll
    6 days ago
  • I have used In Financial Services for both business and personal services. I purchased a new office vehicle and asked the dealership for a finance quote and In Financial Services... read more

    Patrick Mears Avatar
    Patrick Mears
    2 years ago

    The team made the whole experience so much easier. Highly recommend to anyone looking at buying property

    Jessica Cassidy Avatar
    Jessica Cassidy
    1 year ago
  • Kylie, Janine and the team at In Financial services were great through the entire process of buying my first investment property. I will be back in touch for future ventures.

    Matt Smith Avatar
    Matt Smith
    1 year ago

    Janine and Kylie are awesome! I have used initially Janine and then both of them for about 15 years now and they have been so helpful in many lending processes... read more

    Chris Lange Avatar
    Chris Lange
    7 months ago
  • Tabatha Parkinson Avatar
    Tabatha Parkinson
    2 years ago

    Janine and Kylie have yet again been fabulous with helping us. They are organised, efficient and keep us up to date every step of the way. Thank you!

    Kerrie McEwan Avatar
    Kerrie McEwan
    8 months ago
  • Maree Knight Avatar
    Maree Knight
    6 years ago

    Straight forward and seamless process which made the application very quick and stress free. Everything explained clearly and easy to understand.

    Brad Driscoll Avatar
    Brad Driscoll
    1 week ago
  • Caroline Dando Avatar
    Caroline Dando
    1 year ago

    Jill and the team at Infinancial Services have made our dreams a reality. Friendly and informative, nothing was ever an issue. Your dream could be a call away... So just... read more

    J Croker Avatar
    J Croker
    3 months ago
  • Kylie and Janine were great to deal with during our build. Building on Acreage was too difficult for our bank to help us. Thankfully a friend recommended In Financial services,... read more

    Kye Bush Avatar
    Kye Bush
    3 months ago

    Nick Egan Avatar
    Nick Egan
    6 years ago
  • Adam Barton Avatar
    Adam Barton
    4 years ago

    Thanks for helping me with my first home loan. You have made the process very easy. I will definitely be back.

    enjibenji123 Avatar
    enjibenji123
    1 month ago
  • I have been lucky enough to work with Janine, Jill, Kylie and their team recently organising an amazing experience for their clients at the Lux Lounge. If you are looking... read more

    Amy Harris Avatar
    Amy Harris
    1 month ago

    Jill and the team have made the whole stressful process of buying property less painful and have held our hand the whole way. Highly recommend their services.

    Kanina Roberts Avatar
    Kanina Roberts
    5 months ago
  • Thanks to Jill, she was fantastic, there for us every step of the way to help out with out loan and advice on what not to do (We had no... read more

    Tayla Grazules Avatar
    Tayla Grazules
    1 year ago

    It's been a pleasure to deal with Jill and her team. Financial knowledge, attention to detail and communication are faultless. I've recommended Jill to family members who... read more

    Mal Jakes Avatar
    Mal Jakes
    7 months ago
  • Debbie Latter Avatar
    Debbie Latter
    6 years ago

    We highly recommend In Financial Services. They were helpful, fast acting and very friendly. We are happy with every experience we had with the In team and have already recommended... read more

    Debbie Riddett Avatar
    Debbie Riddett
    1 year ago
  • I have been lucky enough to work with Janine, Jill, Kylie and their team recently organising an amazing experience for their clients at the Lux Lounge. If you are looking... read more

    Amy Harris Avatar
    Amy Harris
    1 month ago

    positive review We used Jill from IN Financial services and could not be happier.
    We are newbies to this whole 'investment' thing and Jill made this entire process a pleasure whilst getting us...
    read more

    Darvid Bjorn Johanson Avatar
    Darvid Bjorn Johanson
    5 months ago
  • positive review Prompt, helpful, knowledgable and informative! Jill and the team were great. We appreciated all of their efforts, they went above and beyond to ensure we were happy with everything and... read more

    Rhys Proph Wallis Avatar
    Rhys Proph Wallis
    1 month ago

    positive review TESTIMONY!!!TESTIMONY!!!
    I want to use this little time before i live forwork to recommend the right person you can take out a loan from here in the US or any part...
    read more

    Muy Chou Avatar
    Muy Chou
    3 months ago
  • For a Financial services page, and your current fan base you have excellent post engagement. Well done guys.

    Boris Biskupic Avatar
    Boris Biskupic
    4 years ago

    positive review Smooth and easy to deal with. Made refinancing our home loan less stressful

    Donna Anderson Avatar
    Donna Anderson
    8 months ago
  • Wow! What a team! Janine Jill and Kylie make everything flow smoothly, The service that you receive makes the whole process stress free. They keep you informed throughout ... read more

    Ann Bartlett Avatar
    Ann Bartlett
    1 month ago

    We are so impressed with the service that we have received from Jill and the team. We had an initial consultation with Jill who became familiar with our financial position... read more

    Angie Primmer Avatar
    Angie Primmer
    3 months ago
  • Thanks for helping me with my first home loan. You have made the process very easy. I will definitely be back.

    enjibenji123 Avatar
    enjibenji123
    1 month ago

    Claire Bear McArthur Avatar
    Claire Bear McArthur
    6 years ago
  • An extremely thorough service. I'll never use a direct lender again. Thank you.

    Dan Walsh Avatar
    Dan Walsh
    1 month ago

    Thanks so much to the team at In Financial Services, I can't recommend them enough, Janine and Kylie were amazing and so helpful we couldn't be happier with there service,... read more

    mellissa smith Avatar
    mellissa smith
    1 week ago
  • I have dealt with In Financial services now for a number of years. They have provided me with finance for a number of investment properties as well as recently a... read more

    Michael Brown Avatar
    Michael Brown
    1 year ago

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