Debt Consolidations

In a world where a new credit card is offered to us every other day and bargains are not always as good as what they are sometimes advertised, it is easy to find yourself in more personal debt than you had ever anticipated. Where possible, our staff will help you lower the rate on your loans by consolidating and also explaining the benefits of different repayment terms. This will give you breathing space if your budget is tight and an opportunity to  create some equity in your home if you can afford to continue making the same repayments that you have previously been making.

Videos

Calculators

Budget Planner
Saving Calculator
Loan Comparison Calculator
Comparison Rate Calculator
Extra Repayment Calculator
How Long To Repay Calculator

Testimonials

  • Kellie Carter Avatar
    Kellie Carter
    2 years ago

    The guys from In Financial made the process of buying our dream home possible! We can't thank them enough. From the moment we found the house to the moment we... read more

    Rebecca Tailored Wealth Avatar
    Rebecca Tailored Wealth
    1 year ago
  • We highly recommend Janine , Kylie and the team from In Financial services . This is our second experience with Janine and it has been made so easy by... read more

    Sam Belcher Avatar
    Sam Belcher
    11 months ago

    Lili Kellner Avatar
    Lili Kellner
    3 years ago
  • I would give more stars if I could. Jill did an excellent job with a complicated application for home loan. She is very knowledgeable, and went the extra mile. Would... read more

    Coco o'brien Avatar
    Coco o'brien
    5 months ago

    I have been lucky enough to work with Janine, Jill, Kylie and their team recently organising an amazing experience for their clients at the Lux Lounge. If you are looking... read more

    Amy Harris Avatar
    Amy Harris
    1 year ago
  • Chelsea Holz Avatar
    Chelsea Holz
    3 years ago

    I have been lucky enough to work with Janine, Jill, Kylie and their team recently organising an amazing experience for their clients at the Lux Lounge. If you are looking... read more

    Amy Harris Avatar
    Amy Harris
    1 year ago
  • It's been a pleasure to deal with Jill and her team. Financial knowledge, attention to detail and communication are faultless. I've recommended Jill to family members who... read more

    Mal Jakes Avatar
    Mal Jakes
    1 year ago

    We are so impressed with the service that we have received from Jill and the team. We had an initial consultation with Jill who became familiar with our financial position... read more

    Angie Primmer Avatar
    Angie Primmer
    1 year ago
  • Adam Barton Avatar
    Adam Barton
    5 years ago

    Janine and Kylie are awesome! I have used initially Janine and then both of them for about 15 years now and they have been so helpful in many lending processes... read more

    Chris Lange Avatar
    Chris Lange
    1 year ago
  • We highly recommend In Financial Services. They were helpful, fast acting and very friendly. We are happy with every experience we had with the In team and have already recommended... read more

    Debbie Riddett Avatar
    Debbie Riddett
    2 years ago

    Caroline Dando Avatar
    Caroline Dando
    2 years ago
  • Lili Kellner Avatar
    Lili Kellner
    3 years ago

    In Financial Services helped Natalie & Myself buy our dream holiday house , their service was second to none !!!Janine & her Team were so helpful , swift with their... read more

    Huddos Plumbing Service Avatar
    Huddos Plumbing Service
    2 years ago
  • Jill and the team have made the whole stressful process of buying property less painful and have held our hand the whole way. Highly recommend their services.

    Kanina Roberts Avatar
    Kanina Roberts
    1 year ago

    Jill, Christy, and the team did an amazing job in helping us refinance our loan to access a far lower interest rate, saving us over $5000 a year with the... read more

    Sally Crane Avatar
    Sally Crane
    4 months ago
  • Straight forward and seamless process which made the application very quick and stress free. Everything explained clearly and easy to understand.

    Brad Driscoll Avatar
    Brad Driscoll
    1 year ago

    I have used In Financial Services for both business and personal services. I purchased a new office vehicle and asked the dealership for a finance quote and In Financial Services... read more

    Patrick Mears Avatar
    Patrick Mears
    3 years ago
  • As a first home buyer, I can’t thank Janine and Kylie enough for how much they have done for me. From initially obtaining pre-approval to purchasing has felt like a... read more

    andrew lange Avatar
    andrew lange
    1 year ago

    An extremely thorough service. I'll never use a direct lender again. Thank you.

    Dan Walsh Avatar
    Dan Walsh
    1 year ago
  • Best place for finance! I was referred to Club Financial Services Maitland from a friend for a home loan because the bank could not approve my loan. The girls at... read more

    luke Ahearn Avatar
    luke Ahearn
    4 years ago

    Sunitha K S Avatar
    Sunitha K S
    1 year ago
  • Wow! What a team! Janine Jill and Kylie make everything flow smoothly, The service that you receive makes the whole process stress free. They keep you informed throughout ... read more

    Ann Bartlett Avatar
    Ann Bartlett
    1 year ago

    AMAZING
    CANT THANK THEM ENOUGH
    JILL and the team amazing

    Ava Knight Avatar
    Ava Knight
    10 months ago
  • L Gale Avatar
    L Gale
    1 year ago

    positive review I highly recommend In financial services. Janine and Kylie went above and beyond in every way. Always so helpful and polite in the 12 months it took for my refinancing.... read more

    Jason Bisset Avatar
    Jason Bisset
    8 months ago
  • AMAZING CANT THANK THEM ENOUGH JILL and the team amazing

    Ava Knight Avatar
    Ava Knight
    9 months ago

    I have dealt with In Financial services now for a number of years. They have provided me with finance for a number of investment properties as well as recently a... read more

    Michael Brown Avatar
    Michael Brown
    2 years ago
  • Chelsea Holz Avatar
    Chelsea Holz
    3 years ago

    Janine & Kylie at In Financial Services are amazing and I highly recommend them. They were thorough in explaining everything from start to finish and making sure we understood. They... read more

    Brandon Michaelis Avatar
    Brandon Michaelis
    9 months ago
  • In Financial Services helped Natalie & Myself buy our dream holiday house , their service was second to none !!!Janine & her Team were so helpful , swift with their... read more