Talk to Us about the right Finance Loan for your Business. In Financial Services Newcastle & Hunter Valley are Asset Finance loan specialists.
We can access a range of finance options for small business from Australia’s leading lenders. No matter what kind of business you operate, or what its immediate finance needs may be, we are experts at helping you choose a cost-effective solution to bring your business plans to life including:
Commercial Premises & Property Loans
Plant & Equipment Finance
Debt & Cash Flow Management
Business Expansion/Staff Hire
Vehicle & Fleet Finance.
We Make Machinery Finance Work Harder For You
The right machinery finance can make all the difference to your profit margins. We can offer:
Flexible repayment terms
Tax optimised solutions
Options that won’t tie up your precious capital
There are 3 main types of asset finance:
Chattel Mortgage – these are available for business entities. The customer must hold an ABN and the product must be primarily for business purposes.
Finance Leasing – the lender purchases the asset that the customer requires and then “leases” it back to the customer.
Novated Lease – is a finance lease between the financier and the employee which is then “novated” to the employer. The employee chooses the vehicle and the employer pays the employees installment obligations from the employee’s salary as a salary sacrifice.