Home loans for Banking Professionals

Professional Packages for Banking Professionals up to 90% LMI Waiver

Welcome to our tailored brokerage services designed specifically for registered banking professionals. Our unique offering enables eligible banking professionals to apply for a home loan or investment loan and waive Lenders Mortgage Insurance (LMI) up to 90%. Please be aware that certain conditions apply.

Eligible Occupations:

Our brokerage services cater to banking professionals currently employed in Australia by an eligible banking institution, including but not limited to:

• Employees of CommBank, including Bankwest
• Employees of Westpac, including St George, Bank of Melbourne, Bank of South Australia, and RAMS*
• Employees of ANZ
• Employees of NAB, including UBank
• Employees of Macquarie Bank
• Employees of ING Bank (Australia) Limited
• Employees of Bank of Queensland Limited, including ME Bank
• Employees of Bendigo and Adelaide Bank Limited
• Employees of Suncorp-Metway Limited
• Employees of HSBC Bank Australia Limited
• Employees of AMP Bank Limited

*Please note that the offer is exclusively available to direct employees of RAMS. This excludes any Authorised Representatives, i.e., individual brokers and their staff.

Eligibility Criteria:

To qualify for our specialised packages, applicants must be currently employed in Australia by an eligible banking institution.

Key Benefits:

• Unlock loans with up to 90% LMI waiver
• No minimum income applies.

How to Apply:

Ready to explore the benefits of our specialised brokerage services? Contact us today for a consultation and personalised guidance on accessing tailored loans for your profession. We’ll help you navigate the diverse lending options available from our panel of lenders and secure the ideal loan for your unique needs.

Why Choose Our Brokerage Services:

• Industry-specific expertise
• Dedicated support from application to approval
• Comprehensive understanding of profession-specific loan options
• Transparent and dependable service
• Ongoing client support

Don’t miss out on this opportunity to access exclusive benefits. Reach out to us today and embark on your personalised home loan journey!

Useful Tools

Looking for Other Options?

When borrowing a high loan amount compared to the property’s value without qualifying for mortgage insurance exemptions, consider using a family member’s property as part security. This keeps the loan under 80% LVR for both properties, avoiding the need for mortgage insurance.

This arrangement involves a family member acting as a guarantor. By reducing your Loan to Value Ratio (LVR) to under 80%, you can sidestep the need for Lender’s Mortgage Insurance (LMI).

The family member can contribute via equity from their own home as security, without having to provide funds directly to the borrower.

First Home Buyers Family Pledge Guarantee