First Home Buyers

In Financial Services offers a range of services to anyone looking to purchase a home. We are happy to meet with you before you start looking at properties just to make sure you are on track with everything. As it is often one of the largest transactions of your life, obtaining mortgage finance is a task that should not be taken lightly.

Our staff are highly experienced, guiding you through the process and answering any questions along the way. We will discuss with you how much deposit you will need, whether you will need to pay mortgage insurance, lender timeframes, the loan process, what happens at settlement and what we need you to do throughout the process.

We have a wide range of different lenders to choose from, so we are able to find a product that is suitable to your situation. Our aim is for you to own your home long before your loan term finishes.

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Loan Comparison Calculator
Rent vs Buy Calculator
Saving Calculator
Split Loan Calculator
Stamp Duty Calculator

Book a time to discuss your options

We will structure your finances to suit your personal circumstances

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  • Kellie Carter AvatarKellie Carter

    - 1 year ago 

    Nat Dunn AvatarNat Dunn

    I can’t speak highly enough of the service we received from Jill . She is a very professional and caring person to your needs. Jill made our home Loan experience... read more - 4 months ago 

  • Jackson Plant And Transport Repairs AvatarJackson Plant And Transport Repairs

    Jill and the team at In Financial offered more advice and simplified the process of getting commercial finance so much better than anyone we have ever dealt with. Nothing is... read more - 1 year ago 

    Rebeca Merrett AvatarRebeca Merrett

    - 6 years ago 

  • Toni Davies-Roe AvatarToni Davies-Roe

    In Financial Services, a local one stop shop with prompt, professional and friendly advice. Janine and Kylie master the art, of personalising your specific needs, and no request is to... read more - 2 years ago 

    Amber Adams AvatarAmber Adams

    Jill and team were helpful and friendly to deal with. Highly recommend for mortgage advice - 5 months ago 

  • Dan Walsh AvatarDan Walsh

    An extremely thorough service. I'll never use a direct lender again. Thank you. - 6 months ago 

    Angela Woodhouse AvatarAngela Woodhouse

    - 2 years ago 

  • Jessica Cassidy AvatarJessica Cassidy

    The team made the whole experience so much easier. Highly recommend to anyone looking at buying property - 1 year ago 

    Caroline Dando AvatarCaroline Dando

    - 1 year ago 

  • mellissa smith Avatarmellissa smith

    Thanks so much to the team at In Financial Services, I can't recommend them enough, Janine and Kylie were amazing and so helpful we couldn't be happier with there service,... read more - 5 months ago 

    Ann Bartlett AvatarAnn Bartlett

    Wow! What a team! Janine Jill and Kylie make everything flow smoothly, The service that you receive makes the whole process stress free. They keep you informed throughout ... read more - 6 months ago 

  • mellissa smith Avatarmellissa smith

    Thanks so much to the team at In Financial Services, I can't recommend them enough, Janine and Kylie were amazing and so helpful we couldn't be happier with there service,... read more - 5 months ago 

    The Grange Vet Clinic AvatarThe Grange Vet Clinic

    One of the best things my financial planner ever did for me was to recommend Janine Harris of In Financial Services. I had been advised to purchase an investment property... read more - 2 years ago 

  • Claire Bear McArthur AvatarClaire Bear McArthur

    - 6 years ago 

    Tabatha Parkinson AvatarTabatha Parkinson

    - 2 years ago 

  • Sarah Knight AvatarSarah Knight

    positive review  AMAZING can’t thank them enough
    Jill and Christie were amazing
    Highly Recommended - 4 weeks ago 

    Frank De Martino AvatarFrank De Martino

    - 4 years ago 

  • Pat Mears AvatarPat Mears

    I recently purchased a new office vehicle. I asked the dealership for a finance quote and In Financial Services came in over $60.00 cheaper per month which worked out to... read more - 3 years ago 

    Darvid Bjorn Johanson AvatarDarvid Bjorn Johanson

    positive review  We used Jill from IN Financial services and could not be happier.
    We are newbies to this whole 'investment' thing and Jill made this entire process a pleasure whilst getting us...
    read more - 10 months ago 

  • Brad Driscoll AvatarBrad Driscoll

    Straight forward and seamless process which made the application very quick and stress free. Everything explained clearly and easy to understand. - 5 months ago 

    Daniel Crush AvatarDaniel Crush

    positive review  Our build is nearly complete!!Cannot thank Jill and the team enough for the great guidance advice and making our process seamless!! Give them a go 😎 - 5 months ago 

  • Lorraine Harris AvatarLorraine Harris

    Janine & Kylie were extremely professional & very helpfull. They were only too happy to help in any way they could by explaining everything in simple easy to understand... read more - 3 weeks ago 

    Brandon Michaelis AvatarBrandon Michaelis

    positive review  Janine & Kylie at In Financial Services are amazing and I highly recommend them. They were thorough in explaining everything from start to finish and making sure we understood. They... read more - 2 days ago 

  • Amy Harris AvatarAmy Harris

    I have been lucky enough to work with Janine, Jill, Kylie and their team recently organising an amazing experience for their clients at the Lux Lounge. If you are looking... read more - 6 months ago 

    Boris Biskupic AvatarBoris Biskupic

    For a Financial services page, and your current fan base you have excellent post engagement. Well done guys. - 5 years ago 

  • luke Ahearn Avatarluke Ahearn

    Best place for finance! I was referred to Club Financial Services Maitland from a friend for a home loan because the bank could not approve my loan. The girls at... read more - 3 years ago 

    Amy Harris AvatarAmy Harris

    I have been lucky enough to work with Janine, Jill, Kylie and their team recently organising an amazing experience for their clients at the Lux Lounge. If you are looking... read more - 6 months ago 

  • Chris Lange AvatarChris Lange

    Janine and Kylie are awesome! I have used initially Janine and then both of them for about 15 years now and they have been so helpful in many lending processes... read more - 1 year ago 

    Tayla Grazules AvatarTayla Grazules

    Thanks to Jill, she was fantastic, there for us every step of the way to help out with out loan and advice on what not to do (We had no... read more - 1 year ago 

  • Matt Smith AvatarMatt Smith

    Kylie, Janine and the team at In Financial services were great through the entire process of buying my first investment property. I will be back in touch for future ventures. - 1 year ago 

    Ann Bartlett AvatarAnn Bartlett

    Wow! What a team! Janine Jill and Kylie make everything flow smoothly, The service that you receive makes the whole process stress free. They keep you informed throughout ... read more - 6 months ago 

  • Sam Belcher AvatarSam Belcher

    positive review  We highly recommend Janine , Kylie and the team from In Financial services . This is our second experience with Janine and it has been made so easy by... read more - 2 months ago 

    Adam Barton AvatarAdam Barton

    - 5 years ago 

  • L Gale AvatarL Gale

    - 6 months ago 

    Ryan Pittman AvatarRyan Pittman

    positive review  I used in Finacial services (Jill & Kylie) to service my home loan & a couple of extra top up re mortgage loans.
    I can’t recommend these ladies...
    read more - 10 months ago 

  • Amber Adams AvatarAmber Adams

    Jill and team were helpful and friendly to deal with. Highly recommend for mortgage advice - 5 months ago 

    Kerrie McEwan AvatarKerrie McEwan

    Janine and Kylie have yet again been fabulous with helping us. They are organised, efficient and keep us up to date every step of the way. Thank you! - 1 year ago 

  • Maree Knight AvatarMaree Knight

    - 6 years ago 

    Ben Harris AvatarBen Harris

    Thanks for helping me with my first home loan. You have made the process very easy. I will definitely be back. - 6 months ago 

  • Nat Dunn AvatarNat Dunn

    I can’t speak highly enough of the service we received from Jill . She is a very professional and caring person to your needs. Jill made our home Loan experience... read more - 4 months ago 

    Rhys Proph Wallis AvatarRhys Proph Wallis

    positive review  Prompt, helpful, knowledgable and informative! Jill and the team were great. We appreciated all of their efforts, they went above and beyond to ensure we were happy with everything and... read more - 6 months ago 

  • J Croker AvatarJ Croker

    Jill and the team at Infinancial Services have made our dreams a reality. Friendly and informative, nothing was ever an issue. Your dream could be a call away... So just... read more - 8 months ago 

    Donna Anderson AvatarDonna Anderson

    positive review  Smooth and easy to deal with. Made refinancing our home loan less stressful - 1 year ago 

  • Andrew Irving AvatarAndrew Irving

    Great people to deal with , we have used these guys a few times now and highly recommend their services. Always great with communication & updating of progress. - 1 year ago 

    Lili Kellner AvatarLili Kellner

    - 3 years ago 

  • Kanina Roberts AvatarKanina Roberts

    Jill and the team have made the whole stressful process of buying property less painful and have held our hand the whole way. Highly recommend their services. - 10 months ago 

    Paul Doran AvatarPaul Doran

    positive review  For urgent financial aid for personal purpose or for the need of your business? Please Contact Mrs.Amanda, She give out loans with an affordable interest rate of 3% She provide... read more - 6 months ago 

  • Brad Driscoll AvatarBrad Driscoll

    Straight forward and seamless process which made the application very quick and stress free. Everything explained clearly and easy to understand. - 5 months ago 

    Patrick Mears AvatarPatrick Mears

    I have used In Financial Services for both business and personal services. I purchased a new office vehicle and asked the dealership for a finance quote and In Financial Services... read more - 2 years ago 

  • Declan Edwards AvatarDeclan Edwards

    Couldn't recommend the team at in Financial Services more! They made the process of buying our first home so much easier and stress free! - 1 year ago 

    Ronald Miles AvatarRonald Miles

    - 1 year ago 

  • Ashen Raghunandhan AvatarAshen Raghunandhan

    positive review  Hello friend, i want you to know that i got my loan of $15,000 from this legit loan company contact Email : trustfinance122@gmail.com or Whatsapp: +13524575992 - 2 days ago 

    enjibenji123 Avatarenjibenji123

    Thanks for helping me with my first home loan. You have made the process very easy. I will definitely be back. - 6 months ago 

  • andrew lange Avatarandrew lange

    As a first home buyer, I can’t thank Janine and Kylie enough for how much they have done for me. From initially obtaining pre-approval to purchasing has felt like a... read more - 1 year ago 

    Nick Egan AvatarNick Egan

    - 6 years ago 

  • Angie Primmer AvatarAngie Primmer

    We are so impressed with the service that we have received from Jill and the team. We had an initial consultation with Jill who became familiar with our financial position... read more - 8 months ago 

    Paul Ford AvatarPaul Ford

    positive review  Very efficient in managing the loan application process from submission through to settlement.
    All of the team are Great communicators, which is essential through this critical and important process for securing finance. - 7 months ago 

  • Elizabeth Stokes AvatarElizabeth Stokes

    positive review  We have been using the in financial team to help secure our first acreage block. We are that happy with the professionalism In Financial Services brings to the table that... read more - 7 months ago 

    Ava Knight AvatarAva Knight

    AMAZING CANT THANK THEM ENOUGH JILL and the team amazing - 4 weeks ago 

  • Sharon Flett AvatarSharon Flett

    - 1 month ago 

    enjibenji123 Avatarenjibenji123

    Thanks for helping me with my first home loan. You have made the process very easy. I will definitely be back. - 6 months ago