Refinances

Our brokers will consider your whole situation when looking at refinancing your loans. We will not only ask you about your plans for now, but also the future. We will also look at different offers from different institutions and see what is more valuable and useful to you.

Our aim is to provide you with a loan product that meets your requirements, is easy to use, and saves you money. It is important to us that you understand why your loans are structured in a particular way, and that you understand how to get the benefit from this structure.

Videos

Calculators

Borrowing Power Calculator
How Long To Repay Calculator
Interest-Only Mortgage Calculator
Introductory Rate Loan Calculator
Loan Repayment Calculator

Testimonials

  • Kellie Carter Avatar
    Kellie Carter
    2 years ago

    Excellent service. Would highly recommend.

    Kathryn Creamer Avatar
    Kathryn Creamer
    2 years ago
  • Tabatha Parkinson Avatar
    Tabatha Parkinson
    3 years ago

    The team made the whole experience so much easier. Highly recommend to anyone looking at buying property

    Jess Cassidy Avatar
    Jess Cassidy
    1 year ago
  • It's been a pleasure to deal with Jill and her team. Financial knowledge, attention to detail and communication are faultless. I've recommended Jill to family members who... read more

    Mal Jakes Avatar
    Mal Jakes
    1 year ago

    Tabatha Parkinson Avatar
    Tabatha Parkinson
    3 years ago
  • positive review Very efficient in managing the loan application process from submission through to settlement.
    All of the team are Great communicators, which is essential through this critical and important process for securing finance.

    Paul Ford Avatar
    Paul Ford
    1 year ago

    I would give more stars if I could. Jill did an excellent job with a complicated application for home loan. She is very knowledgeable, and went the extra mile. Would... read more

    Coco o'brien Avatar
    Coco o'brien
    5 months ago
  • positive review AMAZING can’t thank them enough
    Jill and Christie were amazing
    Highly Recommended

    Sarah Knight Avatar
    Sarah Knight
    10 months ago

    Jill, Christy, and the team did an amazing job in helping us refinance our loan to access a far lower interest rate, saving us over $5000 a year with the... read more

    Sally Crane Avatar
    Sally Crane
    4 months ago
  • I have dealt with In Financial services now for a number of years. They have provided me with finance for a number of investment properties as well as recently a... read more

    Michael Brown Avatar
    Michael Brown
    2 years ago

    An extremely thorough service. I'll never use a direct lender again. Thank you.

    Dan Walsh Avatar
    Dan Walsh
    1 year ago
  • I have dealt with In Financial services now for a number of years. They have provided me with finance for a number of investment properties as well as recently a... read more

    Michael Brown Avatar
    Michael Brown
    2 years ago

    I have been lucky enough to work with Janine, Jill, Kylie and their team recently organising an amazing experience for their clients at the Lux Lounge. If you are looking... read more

    Amy Harris Avatar
    Amy Harris
    1 year ago
  • Great people to deal with , we have used these guys a few times now and highly recommend their services. Always great with communication & updating of progress.

    Andrew Irving Avatar
    Andrew Irving
    2 years ago

    The guys from In Financial made the process of buying our dream home possible! We can't thank them enough. From the moment we found the house to the moment we... read more

    Rebecca Zambrowski Avatar
    Rebecca Zambrowski
    1 year ago
  • Straight forward and seamless process which made the application very quick and stress free. Everything explained clearly and easy to understand.

    Brad Driscoll Avatar
    Brad Driscoll
    1 year ago

    Ronald Miles Avatar
    Ronald Miles
    2 years ago
  • Jill and the team have made the whole stressful process of buying property less painful and have held our hand the whole way. Highly recommend their services.

    Kanina Roberts Avatar
    Kanina Roberts
    1 year ago

    Thanks so much to the team at In Financial Services, I can't recommend them enough, Janine and Kylie were amazing and so helpful we couldn't be happier with there service,... read more

    mellissa smith Avatar
    mellissa smith
    1 year ago
  • Jill and team were helpful and friendly to deal with. Highly recommend for mortgage advice

    Amber Adams Avatar
    Amber Adams
    1 year ago

    As a first home buyer, I can’t thank Janine and Kylie enough for how much they have done for me. From initially obtaining pre-approval to purchasing has felt like a... read more

    andrew lange Avatar
    andrew lange
    1 year ago
  • I highly recommend In financial services. Janine and Kylie went above and beyond in every way. Always so helpful and polite in the 12 months it took for my refinancing.... read more

    Jason Bisset Avatar
    Jason Bisset
    8 months ago

    I can’t speak highly enough of the service we received from Jill . She is a very professional and caring person to your needs. Jill made our home Loan experience... read more

    Nat Dunn Avatar
    Nat Dunn
    1 year ago
  • Chelsea Holz Avatar
    Chelsea Holz
    3 years ago

    Straight forward and seamless process which made the application very quick and stress free. Everything explained clearly and easy to understand.

    Brad Driscoll Avatar
    Brad Driscoll
    1 year ago
  • Best place for finance! I was referred to Club Financial Services Maitland from a friend for a home loan because the bank could not approve my loan. The girls at... read more

    luke Ahearn Avatar
    luke Ahearn
    4 years ago

    Janine & Kylie were extremely professional & very helpfull. They were only too happy to help in any way they could by explaining everything in simple easy to understand... read more

    Lorraine Harris Avatar
    Lorraine Harris
    9 months ago
  • positive review The guys were very helpful and informative. Thanks Janine and Kylie

    Matthew Edwards Avatar
    Matthew Edwards
    1 year ago

    positive review We used Jill from IN Financial services and could not be happier.
    We are newbies to this whole 'investment' thing and Jill made this entire process a pleasure whilst getting us...
    read more

    Darvid Bjorn Johanson Avatar
    Darvid Bjorn Johanson
    1 year ago
  • Sunitha K S Avatar
    Sunitha K S
    1 year ago

    We are so impressed with the service that we have received from Jill and the team. We had an initial consultation with Jill who became familiar with our financial position... read more