Refinances

Our brokers will consider your whole situation when looking at refinancing your loans. We will not only ask you about your plans for now, but also the future. We will also look at different offers from different institutions and see what is more valuable and useful to you.

Our aim is to provide you with a loan product that meets your requirements, is easy to use, and saves you money. It is important to us that you understand why your loans are structured in a particular way, and that you understand how to get the benefit from this structure.

Videos

Calculators

Borrowing Power Calculator
How Long To Repay Calculator
Interest-Only Mortgage Calculator
Introductory Rate Loan Calculator
Loan Repayment Calculator

Testimonials

  • Kellie Carter Avatar
    Kellie Carter
    1 year ago

    Janine & Kylie were extremely professional & very helpfull. They were only too happy to help in any way they could by explaining everything in simple easy to understand... read more

    Lorraine Harris Avatar
    Lorraine Harris
    6 months ago
  • Sharon Flett Avatar
    Sharon Flett
    7 months ago

    Straight forward and seamless process which made the application very quick and stress free. Everything explained clearly and easy to understand.

    Brad Driscoll Avatar
    Brad Driscoll
    10 months ago
  • Jill, Christy, and the team did an amazing job in helping us refinance our loan to access a far lower interest rate, saving us over $5000 a year with the... read more

    Sally Crane Avatar
    Sally Crane
    1 month ago

    For a Financial services page, and your current fan base you have excellent post engagement. Well done guys.

    Boris Biskupic Avatar
    Boris Biskupic
    5 years ago
  • In Financial Services, a local one stop shop with prompt, professional and friendly advice. Janine and Kylie master the art, of personalising your specific needs, and no request is to... read more

    Toni Davies-Roe Avatar
    Toni Davies-Roe
    2 years ago

    One of the best things my financial planner ever did for me was to recommend Janine Harris of In Financial Services. I had been advised to purchase an investment property... read more

    The Grange Vet Clinic Avatar
    The Grange Vet Clinic
    2 years ago
  • It's been a pleasure to deal with Jill and her team. Financial knowledge, attention to detail and communication are faultless. I've recommended Jill to family members who... read more

    Mal Jakes Avatar
    Mal Jakes
    1 year ago

    Janine and Kylie are awesome! I have used initially Janine and then both of them for about 15 years now and they have been so helpful in many lending processes... read more

    Chris Lange Avatar
    Chris Lange
    1 year ago
  • I recently purchased a new office vehicle. I asked the dealership for a finance quote and In Financial Services came in over $60.00 cheaper per month which worked out to... read more

    Pat Mears Avatar
    Pat Mears
    3 years ago

    L Gale Avatar
    L Gale
    11 months ago
  • If you’re looking at the market for a first home or construction I couldn’t recommend more highly the services provided by Janine and the team at iNFINANCIAL Services. From day... read more

    Car Nut Avatar
    Car Nut
    1 month ago

    AMAZING can’t thank them enough Jill and Christie were amazing Highly Recommended

    Sarah Knight Avatar
    Sarah Knight
    6 months ago
  • Straight forward and seamless process which made the application very quick and stress free. Everything explained clearly and easy to understand.

    Brad Driscoll Avatar
    Brad Driscoll
    10 months ago

    Thanks for helping me with my first home loan. You have made the process very easy. I will definitely be back.

    enjibenji123 Avatar
    enjibenji123
    1 year ago
  • Thanks for helping me with my first home loan. You have made the process very easy. I will definitely be back.

    Ben Harris Avatar
    Ben Harris
    1 year ago

    We are so impressed with the service that we have received from Jill and the team. We had an initial consultation with Jill who became familiar with our financial position... read more

    Angie Primmer Avatar
    Angie Primmer
    1 year ago
  • Janine and Kylie have yet again been fabulous with helping us. They are organised, efficient and keep us up to date every step of the way. Thank you!

    Kerrie McEwan Avatar
    Kerrie McEwan
    1 year ago

    Rebeca Merrett Avatar
    Rebeca Merrett
    6 years ago
  • Claire Bear McArthur Avatar
    Claire Bear McArthur
    7 years ago

    Lili Kellner Avatar
    Lili Kellner
    3 years ago
  • Jill and team were helpful and friendly to deal with. Highly recommend for mortgage advice

    Amber Adams Avatar
    Amber Adams
    11 months ago

    Caroline Dando Avatar
    Caroline Dando
    1 year ago
  • positive review Our build is nearly complete!!Cannot thank Jill and the team enough for the great guidance advice and making our process seamless!! Give them a go 😎

    Daniel Crush Avatar
    Daniel Crush
    10 months ago

    Wow! What a team! Janine Jill and Kylie make everything flow smoothly, The service that you receive makes the whole process stress free. They keep you informed throughout ... read more

    Ann Bartlett Avatar
    Ann Bartlett
    1 year ago
  • Jill and the team at Infinancial Services have made our dreams a reality. Friendly and informative, nothing was ever an issue. Your dream could be a call away... So just... read more

    J Croker Avatar
    J Croker
    1 year ago

    Thanks so much to the team at In Financial Services, I can't recommend them enough, Janine and Kylie were amazing and so helpful we couldn't be happier with there service,... read more

    mellissa smith Avatar
    mellissa smith
    11 months ago
  • Janine has always been quick at responding to any questions we have had. Has been a great support.

    Dominique Fry Avatar
    Dominique Fry
    3 weeks ago

    Tabatha Parkinson Avatar
    Tabatha Parkinson
    2 years ago
  • Couldn't recommend the team at in Financial Services more! They made the process of buying our first home so much easier and stress free!

    Declan Edwards Avatar
    Declan Edwards
    1 year ago

    I have dealt with In Financial services now for a number of years. They have provided me with finance for a number of investment properties as well as recently a... read more

    Michael Brown Avatar
    Michael Brown
    1 year ago
  • Thanks so much to the team at In Financial Services, I can't recommend them enough, Janine and Kylie were amazing and so helpful we couldn't be happier with there service,... read more

    mellissa smith Avatar
    mellissa smith
    11 months ago

    The guys from In Financial made the process of buying our dream home possible! We can't thank them enough. From the moment we found the house to the moment we... read more

    Rebecca Zambrowski Avatar
    Rebecca Zambrowski
    1 year ago
  • The team made the whole experience so much easier. Highly recommend to anyone looking at buying property

    Jess Cassidy Avatar
    Jess Cassidy
    1 year ago

    I can’t speak highly enough of the service we received from Jill . She is a very professional and caring person to your needs. Jill made our home Loan experience... read more

    Nat Dunn Avatar
    Nat Dunn
    10 months ago
  • The team made the whole experience so much easier. Highly recommend to anyone looking at buying property

    Jessica Cassidy Avatar
    Jessica Cassidy
    1 year ago

    positive review For urgent financial aid for personal purpose or for the need of your business? Please Contact Mrs.Amanda, She give out loans with an affordable interest rate of 3% She provide... read more

    Paul Doran Avatar
    Paul Doran
    1 year ago
  • Excellent service. Would highly recommend.

    Kathryn Creamer Avatar
    Kathryn Creamer
    1 year ago

    Angela Woodhouse Avatar
    Angela Woodhouse
    2 years ago
  • Thanks so much to the team at In Financial Services, I can't recommend them enough, Janine and Kylie were amazing and so helpful we couldn't be happier with there service,... read more

    mellissa smith Avatar
    mellissa smith
    11 months ago

    Janine has always been quick at responding to any questions we have had. Has been a great support.

    Dominique Fry Avatar
    Dominique Fry
    3 weeks ago
  • positive review We highly recommend Janine , Kylie and the team from In Financial services . This is our second experience with Janine and it has been made so easy by... read more

    Sam Belcher Avatar
    Sam Belcher
    8 months ago

    positive review Prompt, helpful, knowledgable and informative! Jill and the team were great. We appreciated all of their efforts, they went above and beyond to ensure we were happy with everything and... read more

    Rhys Proph Wallis Avatar
    Rhys Proph Wallis
    1 year ago
  • positive review I used in Finacial services (Jill & Kylie) to service my home loan & a couple of extra top up re mortgage loans.
    I can’t recommend these ladies...
    read more

    Ryan Pittman Avatar
    Ryan Pittman
    1 year ago

    Kylie and Janine were great to deal with during our build. Building on Acreage was too difficult for our bank to help us. Thankfully a friend recommended In Financial services,... read more

    Kye Bush Avatar
    Kye Bush
    1 year ago
  • As a first home buyer, I can’t thank Janine and Kylie enough for how much they have done for me. From initially obtaining pre-approval to purchasing has felt like a... read more

    andrew lange Avatar
    andrew lange
    1 year ago

    I would give more stars if I could. Jill did an excellent job with a complicated application for home loan. She is very knowledgeable, and went the extra mile. Would... read more

    Coco o'brien Avatar
    Coco o'brien
    2 months ago
  • Jill and the team at In Financial offered more advice and simplified the process of getting commercial finance so much better than anyone we have ever dealt with. Nothing is... read more

    Jackson Plant And Transport Repairs Avatar
    Jackson Plant And Transport Repairs
    1 year ago

    positive review AMAZING can’t thank them enough
    Jill and Christie were amazing
    Highly Recommended

    Sarah Knight Avatar
    Sarah Knight
    6 months ago
  • Chelsea Holz Avatar
    Chelsea Holz
    3 years ago

    Best place for finance! I was referred to Club Financial Services Maitland from a friend for a home loan because the bank could not approve my loan. The girls at... read more

    luke Ahearn Avatar
    luke Ahearn
    4 years ago
  • Sunitha K S Avatar
    Sunitha K S
    1 year ago