Refinances
Our brokers will consider your whole situation when looking at refinancing your loans. We will not only ask you about your plans for now, but also the future. We will also look at different offers from different institutions and see what is more valuable and useful to you.
Our aim is to provide you with a loan product that meets your requirements, is easy to use, and saves you money. It is important to us that you understand why your loans are structured in a particular way, and that you understand how to get the benefit from this structure.
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Testimonials
Janine and the team at In Financial Services were amazing to work with. I wasn’t sure where to begin when looking for a home loan and they helped me every... read moreJanine and the team at In Financial Services were amazing to work with. I wasn’t sure where to begin when looking for a home loan and they helped me every step of the way. All my options were displayed clearly so I could see what worked best for me. I wouldn’t be a home owner without their help read less
James eckford3 weeks agoJanine and her team were a delight to work with, they made the loan approval process effortless! They were responsive to my needs and guided me throughout the whole process... read moreJanine and her team were a delight to work with, they made the loan approval process effortless! They were responsive to my needs and guided me throughout the whole process and beyond. Due to In Financial my home buying experience has been stress free. Thank you ladies. read less
Nikki3 months agoJill has been our family Mortgage Broker for many years. In that time Jill has mortgaged us up on many occasions always happy to go that extra mile. Thanks Jill,... read moreJill has been our family Mortgage Broker for many years. In that time Jill has mortgaged us up on many occasions always happy to go that extra mile. Thanks Jill, we really appreciate all your help over the years & hope that you get a few more over the line for us in the near future.Thanks David & Kim xx read less
JP Printer3 months ago- Dominique Fry5 months ago
Jill, Christy, and the team did an amazing job in helping us refinance our loan to access a far lower interest rate, saving us over $5000 a year with the... read moreJill, Christy, and the team did an amazing job in helping us refinance our loan to access a far lower interest rate, saving us over $5000 a year with the added bonus of a surprise $4000 cashback from the bank just for switching banks. I wouldn't hesitate to refer anyone to inFinancial Services for assistance with their lending. read less
Sally Crane5 months ago If you’re looking at the market for a first home or construction I couldn’t recommend more highly the services provided by Janine and the team at iNFINANCIAL Services. From day... read moreIf you’re looking at the market for a first home or construction I couldn’t recommend more highly the services provided by Janine and the team at iNFINANCIAL Services. From day one looking at concept ideas all the way through to full finance approval your services are making what I didn’t formally think possible a reality, thank you! D.O read less
Car Nut5 months agoI would give more stars if I could. Jill did an excellent job with a complicated application for home loan. She is very knowledgeable, and went the extra mile. Would... read moreI would give more stars if I could. Jill did an excellent job with a complicated application for home loan. She is very knowledgeable, and went the extra mile. Would recommend her and In Financial Services; they definitely get results. read less
Coco o'brien6 months agoThank you Janine & In Financial Services team for all their help & effort securing our 3rd home loan. Always professional, friendly & knowledgeable, nothing is ever a problem. 11... read moreThank you Janine & In Financial Services team for all their help & effort securing our 3rd home loan. Always professional, friendly & knowledgeable, nothing is ever a problem. 11 years ago we met Janine & she helped us secure our 1st home loan since then we have used this service & will always continue to use In Financial Services. Highly recommend. Thanks again Janine. Kind Regards, Jeremy & Melinda read less
Melinda Sams7 months agoI highly recommend In financial services. Janine and Kylie went above and beyond in every way. Always so helpful and polite in the 12 months it took for my refinancing.... read moreI highly recommend In financial services. Janine and Kylie went above and beyond in every way. Always so helpful and polite in the 12 months it took for my refinancing. Would not hesitate in using them again. Thank you girls. Jason read less
Jason Bisset10 months agoJanine & Kylie at In Financial Services are amazing and I highly recommend them. They were thorough in explaining everything from start to finish and making sure we understood. They... read moreJanine & Kylie at In Financial Services are amazing and I highly recommend them. They were thorough in explaining everything from start to finish and making sure we understood. They were always available to contact when we had any questions and always kept us updated with everything. Would definitely recommend to everyone! read less
Brandon Michaelis11 months agoJanine & Kylie were extremely professional & very helpfull. They were only too happy to help in any way they could by explaining everything in simple easy to understand... read moreJanine & Kylie were extremely professional & very helpfull. They were only too happy to help in any way they could by explaining everything in simple easy to understand language & took the time to answer all my queries. read less
Lorraine Harris11 months ago- Sarah Knight1 year ago
We highly recommend Janine , Kylie and the team from In Financial services . This is our second experience with Janine and it has been made so easy by... read moreWe highly recommend Janine , Kylie and the team from In Financial services . This is our second experience with Janine and it has been made so easy by their organisation and follow up . This has been a highly enjoyable experience thanks to In Financial Services . They truely are the experts in their field ! read less
Sam Belcher1 year ago I can’t speak highly enough of the service we received from Jill . She is a very professional and caring person to your needs. Jill made our home Loan experience... read moreI can’t speak highly enough of the service we received from Jill . She is a very professional and caring person to your needs. Jill made our home Loan experience so easy and stress free. The In Financial team really care and they still care after you’ve moved in too your new home. Thanks Jill you’re wonderful. read less
Nat Dunn1 year agoThanks so much to the team at In Financial Services, I can't recommend them enough, Janine and Kylie were amazing and so helpful we couldn't be happier with there service,... read moreThanks so much to the team at In Financial Services, I can't recommend them enough, Janine and Kylie were amazing and so helpful we couldn't be happier with there service, they make something that can be quite daunting to some people so easy and highly recommend talking to them... Thanks again read less
mellissa smith1 year agoWow! What a team! Janine Jill and Kylie make everything flow smoothly, The service that you receive makes the whole process stress free. They keep you informed throughout ... read moreWow! What a team! Janine Jill and Kylie make everything flow smoothly, The service that you receive makes the whole process stress free. They keep you informed throughout and make sure that you get the loan to suit your individual needs. Don't waste your time going anywhere else. read less
Ann Bartlett1 year agoThe guys from In Financial made the process of buying our dream home possible! We can't thank them enough. From the moment we found the house to the moment we... read moreThe guys from In Financial made the process of buying our dream home possible! We can't thank them enough. From the moment we found the house to the moment we moved in they were very helpful every step of the way. read less
Rebecca Tailored Wealth1 year agoI have been lucky enough to work with Janine, Jill, Kylie and their team recently organising an amazing experience for their clients at the Lux Lounge. If you are looking... read moreI have been lucky enough to work with Janine, Jill, Kylie and their team recently organising an amazing experience for their clients at the Lux Lounge. If you are looking for a business that not only offers an amazing service but also takes a real interest in their clients and their future, In Financial Services is the business for you. Thank you for caring so much 🙂 read less
Amy Harris1 year agoJill and the team at Infinancial Services have made our dreams a reality. Friendly and informative, nothing was ever an issue. Your dream could be a call away... So just... read moreJill and the team at Infinancial Services have made our dreams a reality. Friendly and informative, nothing was ever an issue. Your dream could be a call away... So just do it! read less
J Croker1 year agoKylie and Janine were great to deal with during our build. Building on Acreage was too difficult for our bank to help us. Thankfully a friend recommended In Financial services,... read moreKylie and Janine were great to deal with during our build. Building on Acreage was too difficult for our bank to help us. Thankfully a friend recommended In Financial services, who helped us get the funds to build our house. read less
Kye Bush1 year agoWe are so impressed with the service that we have received from Jill and the team. We had an initial consultation with Jill who became familiar with our financial position... read moreWe are so impressed with the service that we have received from Jill and the team. We had an initial consultation with Jill who became familiar with our financial position and gave us advice on what would be required for us to be approved for our home loan. She supported us through every step of the process which made the whole experience less stressful. I can't recommend her services highly enough and will definitely continue to use In Financial Services in future. read less
Angie Primmer1 year agoJill and the team have made the whole stressful process of buying property less painful and have held our hand the whole way. Highly recommend their services.
Kanina Roberts1 year agoIt's been a pleasure to deal with Jill and her team. Financial knowledge, attention to detail and communication are faultless. I've recommended Jill to family members who... read moreIt's been a pleasure to deal with Jill and her team. Financial knowledge, attention to detail and communication are faultless. I've recommended Jill to family members who are now also happy clients. read less
Mal Jakes1 year agoJanine and Kylie are awesome! I have used initially Janine and then both of them for about 15 years now and they have been so helpful in many lending processes... read moreJanine and Kylie are awesome! I have used initially Janine and then both of them for about 15 years now and they have been so helpful in many lending processes as well as saved me a lot of time and money. I wouldn't go anywhere else. Thanks heaps for your expertise and help! read less
Chris Lange1 year agoPrompt, helpful, knowledgable and informative! Jill and the team were great. We appreciated all of their efforts, they went above and beyond to ensure we were happy with everything and... read morePrompt, helpful, knowledgable and informative! Jill and the team were great. We appreciated all of their efforts, they went above and beyond to ensure we were happy with everything and were extremely helpful through every step of the process! read less
Rhys Proph Wallis1 year agoWe have been using the in financial team to help secure our first acreage block. We are that happy with the professionalism In Financial Services brings to the table that... read moreWe have been using the in financial team to help secure our first acreage block. We are that happy with the professionalism In Financial Services brings to the table that we are also doing a seperate construction loan with them. Everything has been a breeze with the team behind us 100% of the way, and no question is too silly to ask. Would recommend this business to anyone!! read less
Elizabeth Carroll1 year agoVery efficient in managing the loan application process from submission through to settlement. All of the team are Great communicators, which is essential through this critical and important process for... read moreVery efficient in managing the loan application process from submission through to settlement. All of the team are Great communicators, which is essential through this critical and important process for securing finance. read less
Paul Ford1 year agoWe have been using the in financial team to help secure our first acreage block. We are that happy with the professionalism In Financial Services brings to the table that... read moreWe have been using the in financial team to help secure our first acreage block. We are that happy with the professionalism In Financial Services brings to the table that we are also doing a seperate construction loan with them. Everything has been a breeze with the team behind us 100% of the way, and no question is too silly to ask. Would recommend this business to anyone!! read less
Elizabeth Stokes1 year agoI used in Finacial services (Jill & Kylie) to service my home loan & a couple of extra top up re mortgage loans. I can’t recommend these... read moreI used in Finacial services (Jill & Kylie) to service my home loan & a couple of extra top up re mortgage loans. I can’t recommend these ladies enough for the quality & loyalty of work when I have dealt with them over a few occasions.. I love it when I receive my annual check up phone calls just to make sure everything is going ok. I have used them over & over again when I decide to gain legal / financial advice. I find that seeing the experts in the field in financial services, are better than asking for financial advise straight from the bank itself. Thank you once again Ryan Pittman read less
Ryan Pittman1 year agoAs a first home buyer, I can’t thank Janine and Kylie enough for how much they have done for me. From initially obtaining pre-approval to purchasing has felt like a... read moreAs a first home buyer, I can’t thank Janine and Kylie enough for how much they have done for me. From initially obtaining pre-approval to purchasing has felt like a simple process. They have kept me informed every step of the way and have been easy to get in contact with. I cannot thank them enough and would highly recommend other first home buyers to get in contact with them as they have been great to deal with and are the experts for everything finance! read less
andrew lange2 years agoI have dealt with In Financial services now for a number of years. They have provided me with finance for a number of investment properties as well as recently a... read moreI have dealt with In Financial services now for a number of years. They have provided me with finance for a number of investment properties as well as recently a very difficult finance issue with a property purchase my mother has made. Their knowledge is 1st class on all aspects of finance and property related issues and I cannot thank them enough for their help.I cannot rate highly enough the knowledge and help that Janine and Kylie provide it is of the highest qualityI would not use any other financial service provider and highly recommend them to anyone who is thinking of using their services read less
Michael Brown2 years agoWe highly recommend In Financial Services. They were helpful, fast acting and very friendly. We are happy with every experience we had with the In team and have already recommended... read moreWe highly recommend In Financial Services. They were helpful, fast acting and very friendly. We are happy with every experience we had with the In team and have already recommended them to a friend. read less
Debbie Riddett2 years agoIn Financial Services helped Natalie & Myself buy our dream holiday house , their service was second to none !!!Janine & her Team were so helpful , swift with their... read moreIn Financial Services helped Natalie & Myself buy our dream holiday house , their service was second to none !!!Janine & her Team were so helpful , swift with their background checks & Jill even turned on her computer to get going asap on a SUNDAY!!! , just so we could secure the property !!!You know some things you just go with your gut , this place felt right so we did it !!! we bought it !!!! & the same thing goes with our partners in crime !!! "IN FINANCIAL" are our go to buddies to get our financials sorted & accross the line !!! It's just a great fit for us ....We have used Janine & the Team several times & once again , another smooth experience. Thanks Team.A big Thanks to Jill !!! you know how happy we were , you went beyond & are very grateful for your efforts !!!See you on the next venture..Natalie & Scott Hudson. read less
Huddos Plumbing Service2 years agoGreat people to deal with , we have used these guys a few times now and highly recommend their services. Always great with communication & updating of progress.
Andrew Irving2 years agoJill and the team at In Financial offered more advice and simplified the process of getting commercial finance so much better than anyone we have ever dealt with. Nothing is... read moreJill and the team at In Financial offered more advice and simplified the process of getting commercial finance so much better than anyone we have ever dealt with. Nothing is a problem for them and they're service levels are over and above anything we've ever experienced in the financial industry. We'll be returning customers for sure. read less
Jackson Plant And Transport Repairs2 years agoThanks to Jill, she was fantastic, there for us every step of the way to help out with out loan and advice on what not to do (We had no... read moreThanks to Jill, she was fantastic, there for us every step of the way to help out with out loan and advice on what not to do (We had no idea). She also helped our guarantors understand 100% what they were getting into. The process was so easy with her being so prompt and available anytime we needed. Would definitely recommend In Finance. read less
Tayla Grazules3 years agoOne of the best things my financial planner ever did for me was to recommend Janine Harris of In Financial Services. I had been advised to purchase an investment property... read moreOne of the best things my financial planner ever did for me was to recommend Janine Harris of In Financial Services. I had been advised to purchase an investment property for a couple of years, but the whole process seemed very daunting and rather impossible. Then I met Janine , and before I knew it, I had a loan approved, a property purchased and I was finally on my way to a more secure future. There is no way I could have accomplished it all on my own in such a short time and such an efficient, worry -free manner. From start to finish, both Janine and Kylie were there for me, answering questions, dealing with any of my concerns and keeping me from becoming a nervous wreck. And their excellent, caring service continues with regular contact and support whenever I need it.With In Financial Services, not only are you dealt with in an excellent and highly professional manner, but you also always receive personal and friendly service. It's always a pleasure dealing with them and they are only a phone call away. Don't put off securing your future any longer, do yourself a favour and call them.You won't regret it. read less
The Grange Vet Clinic3 years agoI have used In Financial Services for both business and personal services. I purchased a new office vehicle and asked the dealership for a finance quote and In Financial Services... read moreI have used In Financial Services for both business and personal services. I purchased a new office vehicle and asked the dealership for a finance quote and In Financial Services came in over $60.00 cheaper per month which worked out to be a saving of over 1.5 months repayment!When it came time to sort finance for a new build, I went straight back to them and was once again very happy with the level of service.Would highly recommend you get a second opinion from In Financial Services. read less
Patrick Mears3 years agoIn Financial Services, a local one stop shop with prompt, professional and friendly advice. Janine and Kylie master the art, of personalising your specific needs, and no request is to... read moreIn Financial Services, a local one stop shop with prompt, professional and friendly advice. Janine and Kylie master the art, of personalising your specific needs, and no request is to big or small.Make your appointment today with In Financial Services for all your financial needs, I guarantee you won't be disappointed.Totally satisfied 👍 read less
Toni Davies-Roe3 years agoI recently purchased a new office vehicle. I asked the dealership for a finance quote and In Financial Services came in over $60.00 cheaper per month which worked out to... read moreI recently purchased a new office vehicle. I asked the dealership for a finance quote and In Financial Services came in over $60.00 cheaper per month which worked out to be a saving of over 1.5 months repayment! Would highly recommend you get a second opinion from In Financial Services. read less
Pat Mears4 years ago