Is your credit report healthy? Find out how changes to your credit report affect you

Did you know there have been important changes to credit reporting in Australia? These changes could impact your ability to take out a home loan, so it’s important to be aware of them. Comprehensive Credit Reporting (CCR) is the name given to Australia’s new credit reporting system, which allows positive credit data [...]

Is your credit report healthy? Find out how changes to your credit report affect you2019-12-03T10:21:25+11:00

Understanding the cash rate cuts

Many homeowners and investors have been rejoicing recently following the Reserve Bank of Australia’s (RBA) decision to cut the cash rate to an historic low of 0.75% last month. If you’re confused about what the cash rate is and how it affects your mortgage, you’re not alone. It was recently reported that [...]

Understanding the cash rate cuts2019-12-03T10:19:54+11:00

A Beginner’s Guide to Deposit Bonds

Struggling to get access to a 10% cash deposit for your property purchase? You’re not alone. Whether you’re a first home buyer, downsizing or investing, getting the deposit together is one of the major hurdles facing home buyers today. But more and more Australians are realising there’s a smart alternative to a [...]

A Beginner’s Guide to Deposit Bonds2019-12-03T10:07:49+11:00

Tips for nabbing a bargain this spring

Spring is generally the busiest time of year in the Australian property market, and this season could be a ripper. In recent months, we’ve seen ongoing signs of improving market conditions, driven by a Coalition federal election win, interest rate cuts and a softening of lending restrictions. And it’s clear that buyers are [...]

Tips for nabbing a bargain this spring2019-12-03T10:08:40+11:00

4 habits of successful property investors

Australians love investing in property, and it’s no wonder why. The property market offers a myriad of opportunities to potentially grow wealth, irrespective of one’s professional background or skillset. However, there are certain habits that successful property investors often have in common. Let’s take a look. They are proactive about self-education In [...]

4 habits of successful property investors2019-12-03T10:09:31+11:00

Is one phone call really all it takes to secure a lower interest rate?

With official interest rates trending downward, shrewd mortgage holders may take the opportunity to call their lender to ask for a better deal. But when even a small interest rate reduction means potential savings of thousands of dollars, is a simple phone call really enough to get you there? In 2019, ‘your [...]

Is one phone call really all it takes to secure a lower interest rate?2019-12-03T10:11:04+11:00

How to prepare for the Spring property season

The busy Spring property season is just around the corner and you know what that means? Whether you’re planning to buy or sell, NOW is the time to start getting organised. Here’s how. Tips if you’re planning to BUY this Spring: Get your finance sorted pronto There’s no point starting the property [...]

How to prepare for the Spring property season2019-12-03T10:12:37+11:00

How do your living expenses affect your borrowing power

You may be surprised to discover that how much you spend on day-to-day living can considerably reduce the amount you are eligible to borrow, even if you are a high-income earner. So, if you’re planning to buy a home, it may be time to cut back on some of life’s little luxuries [...]

How do your living expenses affect your borrowing power2019-12-03T10:13:22+11:00

Why Your Broker Is Your Friend For Life

How you use your income and available credit can make a huge difference to your lifestyle, so it’s very important to get it right. That means getting reliable, ongoing advice and support from a professional credit advisor you know and trust. Your mortgage and finance broker can help you with all your [...]

Why Your Broker Is Your Friend For Life2019-09-17T14:53:38+11:00

How To Manage Your Finances Without Worries

Managing your finances can be hard in the beginning. In fact, many people suffer from anxiety and stress because of financial instability. Money management is not about being frugal with your spending. In a nutshell, financial management is learning how, when and what to spend on. For starters, here are 3 simple [...]

How To Manage Your Finances Without Worries2019-12-03T10:14:09+11:00