Blogs
How to find the right location for your investment property
Looking to buy an investment property? Finding the right location is crucial to the success of your investment. Here are our top tips to help you choose the right spot. Tip #1: Ask us to explain your borrowing capacity Before you start shopping for your investment property, it’s important to understand how much a bank [...]
Understanding the cash rate cuts
Many homeowners and investors have been rejoicing recently following the Reserve Bank of Australia’s (RBA) decision to cut the cash rate to an historic low of 0.75% last month. If you’re confused about what the cash rate is and how it affects your mortgage, you’re not alone. It was recently reported that 86 percent of [...]
Four signs it may be time to refinance
Do you know what happened after the Reserve Bank cut the cash rate in June? Tens of thousands of Aussies took the Treasurer’s advice to “shop around and get the best possible deal”. Mortgage brokers around the country have recorded spikes in their home loan, investment loan and refinance borrower enquiries following the announcement. The moral of [...]
Tips for first-time auction bidders
Buying property at auction can be both exciting and nerve-wracking. But careful planning can make the process a whole lot easier. Here are our top tips for nailing the bidding experience and maximising your chances of success on the day. Attend plenty of auctions before you bid Before your bidding debut, it’s important to observe [...]
4 key benefits of downsizing for your next home
If you think downsizing is a step backwards, think again. There are many reasons why downsizing has become a popular choice for homeowners, especially retirees. Let’s take a look. 1. Less maintenance and upkeep While larger properties offer more space, they also require more cleaning, gardening and upkeep. For some, the time and money involved [...]
A Beginner’s Guide to Deposit Bonds
Struggling to get access to a 10% cash deposit for your property purchase? You’re not alone. Whether you’re a first home buyer, downsizing or investing, getting the deposit together is one of the major hurdles facing home buyers today. But more and more Australians are realising there’s a smart alternative to a cash deposit: a [...]
