Happy Clients Who Recommend In Financial Services

“Wow! What a team! Janine Jill and Kylie make everything flow smoothly, The service that you receive makes the whole process stress free. They keep you informed throughout and make sure that you get the loan to suit your individual needs. Don’t waste your time going anywhere else.” –Ann B

“Thanks for helping me with my first home loan. You have made the process very easy. I will definitely be back.” –Ben H

An extremely thorough service. I’ll never use a direct lender again. Thank you.” –Dan W

“The guys from In Financial made the process of buying our dream home possible! We can’t thank them enough. From the moment we found the house to the moment we moved in they were very helpful every step of the way.” –Rebecca Z

“I have been lucky enough to work with Janine, Jill, Kylie and their team recently organising an amazing experience for their clients at the Lux Lounge. If you are looking for a business that not only offers an amazing service but also takes a real interest in their clients and their future, In Financial Services is the business for you. Thank you for caring so much :)” –Amy H

Prompt, helpful, knowledgable and informative! Jill and the team were great. We appreciated all of their efforts, they went above and beyond to ensure we were happy with everything and were extremely helpful through every step of the process!” –Rhys W

“We have been using the in financial team to help secure our first acreage block. We are that happy with the professionalism In Financial Services brings to the table that we are also doing a seperate construction loan with them. Everything has been a breeze with the team behind us 100% of the way, and no question is too silly to ask. Would recommend this business to anyone!!” –Elizabeth L

“Very efficient in managing the loan application process from submission through to settlement. All of the team are Great communicators, which is essential through this critical and important process for securing finance.” –Paul Ford

“I used in Finacial services (Jill & Kylie) to service my home loan & a couple of extra top up re mortgage loans. I can’t recommend these ladies enough for the quality & loyalty of work when I have dealt with them over a few occasions. I love it when I receive my annual check up phone calls just to make sure everything is going ok. I have used them over & over again when I decide to gain legal/financial advice. I find that seeing the experts in the field in financial services, are better than asking for financial advise straight from the bank itself. Thank you once again” –Ryan Pittman

“We used Jill from IN Financial services and could not be happier. We are newbies to this whole ‘investment’ thing and Jill made this entire process a pleasure whilst getting us a great deal. Very happy and would recommend.” –Dave & Bec J

“The team at In Financial Services have made our dreams a reality. Friendly and informative, nothing was ever an issue. Your dream could be a call away… So just do it!” –Jessica C

“Kylie and Janine were great to deal with during our build. Building on Acreage was too difficult for our bank to help us. Thankfully a friend recommended In Financial services, who helped us get the funds to build our house.” –Kye Bush

“We are so impressed with the service that we have received from Jill and the team. We had an initial consultation with Jill who became familiar with our financial position and gave us advice on what would be required for us to be approved for our home loan. She supported us through every step of the process which made the whole experience less stressful. I can’t recommend her services highly enough and will definitely continue to use In Financial Services in future.” –Angela P

“Jill and the team have made the whole stressful process of buying property less painful and have held our hand the whole way. Highly recommend their services.” –Kanina R

“It’s been a pleasure to deal with Jill and her team. Financial knowledge, attention to detail and communication are faultless. I’ve recommended Jill to family members who are now also happy clients.” –Mal J

“Janine and Kylie are awesome! I have used initially Janine and then both of them for about 15 years now and they have been so helpful in many lending processes as well as saved me a lot of time and money. I wouldn’t go anywhere else. Thanks heaps for your expertise and help!” –Chris L

“Janine and Kylie have yet again been fabulous with helping us. They are organised, efficient and keep us up to date every step of the way. Thank you!” –Kerrie M

“As a first home buyer, I can’t thank Janine and Kylie enough for how much they have done for me. From initially obtaining pre-approval to purchasing has felt like a simple process. They have kept me informed every step of the way and have been easy to get in contact with. I cannot thank them enough and would highly recommend other first home buyers to get in contact with them as they have been great to deal with and are the experts for everything finance.” –Andrew L

“The team made the whole experience so much easier. Highly recommend to anyone looking at buying property” –Jessica C

“I have dealt with In Financial services now for a number of years. They have provided me with finance for a number of investment properties as well as recently a very difficult finance issue with a property purchase my mother has made. Their knowledge is 1st class on all aspects of finance and property related issues and I cannot thank them enough for their help. I cannot rate highly enough the knowledge and help that Janine and Kylie provide it is of the highest quality. I would not use any other financial service provider and highly recommend them to anyone who is thinking of using their services” –Michael B

Excellent service. Would highly recommend.” –Kathryn C

We highly recommend In Financial Services. They were helpful, fast acting and very friendly. We are happy with every experience we had with the In team and have already recommended them to a friend.” –Debbie R

“In Financial Services helped Natalie & Myself buy our dream holiday house, their service was second to none !!!
Janine & her Team were so helpful, swift with their background checks & Jill even turned on her computer to get going asap on a SUNDAY!!! , just so we could secure the property !!! You know some things you just go with your gut, this place felt right so we did it !!! we bought it !!!! & the same thing goes with our partners in crime !!! “IN FINANCIAL” are our go-to buddies to get our financials sorted & across the line !!! It’s just a great fit for us …. We have used Janine & the Team several times & once again, another smooth experience. Thanks, Team. A big Thanks to Jill !!! you know how happy we were, you went beyond & are very grateful for your efforts !!! See you on the next venture..” –Nat & Scott H

Great people to deal with, we have used these guys a few times now and highly recommend their services. Always great with communication & updating of progress.” –Andrew I

“Jill and the team at In Financial offered more advice and simplified the process of getting commercial finance so much better than anyone we have ever dealt with. Nothing is a problem for them and they’re service levels are over and above anything we’ve ever experienced in the financial industry. We’ll be returning customers for sure.” –Jackson Plant and Transport Repairs

“Couldn’t recommend the team at in Financial Services more! They made the process of buying our first home so much easier and stress-free!” –Declan E

“Kylie, Janine and the team at In Financial services were great through the entire process of buying my first investment property. I will be back in touch for future ventures.” –Matt S

“Thanks to Jill, she was fantastic, there for us every step of the way to help out without loan and advice on what not to do (We had no idea). She also helped our guarantors understand 100% of what they were getting into. The process was so easy with her being so prompt and available anytime we needed. Would definitely recommend In Finance.” –Tayla G

“One of the best things my financial planner ever did for me was to recommend Janine Harris of In Financial Services. I had been advised to purchase an investment property for a couple of years, but the whole process seemed very daunting and rather impossible. Then I met Janine, and before I knew it, I had a loan approved, a property purchased and I was finally on my way to a more secure future. There is no way I could have accomplished it all on my own in such a short time and such an efficient, worry-free manner. From start to finish, both Janine and Kylie were there for me, answering questions, dealing with any of my concerns and keeping me from becoming a nervous wreck. And their excellent, caring service continues with regular contact and support whenever I need it. 
With In Financial Services, not only are you dealt with in an excellent and highly professional manner but you also always receive personal and friendly service. It’s always a pleasure dealing with them and they are only a phone call away. Don’t put off securing your future any longer, do yourself a favour and call them. 
You won’t regret it.” –the Grange Clinic

“I have used In Financial Services for both business and personal services. I purchased a new office vehicle and asked the dealership for a finance quote and In Financial Services came in over $60.00 cheaper per month which worked out to be a saving of over 1.5 months repayment!
When it came time to sort finance for a new build, I went straight back to them and was once again very happy with the level of service.
Would highly recommend you get a second opinion from In Financial Services.” –
Patrick M

“In Financial Services, a local one-stop shop with prompt, professional and friendly advice. Janine and Kylie master the art, of personalising your specific needs, and no request is too big or small. Make your appointment today with In Financial Services for all your financial needs, I guarantee you won’t be disappointed. Totally satisfied 👍” –Toni D

“We approached IN Financial Services for direction with our financial situation as we were looking for investment opportunities for our retirement stage. They gave us options with clear information that allowed us to consolidate our super funds into an SMSF and set up retirement assets. The teams we worked with were friendly and easy to deal with. Thank you for the professional presentation and communication through the process. I would recommend their services to everyone that is looking to take control of their financial future.” –Danny D

“I had decided to purchase a property and unfortunately I got old (60 years old) and the traditional lender I was involved with made such difficult conditions on a loan that it was almost impossible to meet those conditions. Even though I had a government-guaranteed lifetime pension and over 60 % deposit. As such, I had to widen my scope to find the best loan for me. I looked at all financial institutions and their conditions for loans. Also any and all reviews on the internet I could access about those loans and lenders. There were numerous stories about the benefits and support from brokers. I did and have always had a local focus for my business, so I looked for local brokers. From my research, I read numerous recommendations about loans for my age group. Many other mature people had experienced the same problems as I had. There were a lot of recommendations for brokers. As In Financial Services were a local company with great recommendations it was an easy decision. I also had recommendations for In financial Services from friends. 

The ease of the applications, the dedication and professionalism of the staff made the whole process so easy. They did all the work for me so, I just waited for the call from them. The paperwork was minimal. The wording and explanation of the process easy and simple. No hidden costs, no hidden conditions. The staff at In Financial Services give you the right advice and support for your decision. They made and will make any decisions in the future easy. 

I am happy to recommend this company to any friends, relatives and other community members that I interact with. In Financial is our local company with a local focus. They work for you and make sure that your interests are thoroughly protected. They get the best deal for you. They give you outstanding support not only during the loan process but after all is complete. You remain one of their valued customers.” –Collin B

“I also want to say a great big thank you for all of your assistance in the purchase of our Warner property. Yes, I know you keep telling me that it’s your job, but I have really appreciated your efforts on my behalf. You have answered all of my questions, organised multiple inspections, helped arrange finance and insurance, and provided recommendations, just to name a few. On top of that you’ve always kept me up-to-date with what’s happening and you’ve always been prompt in communication with me. I couldn’t have asked for more. So, thank you.” –Kellie R

“My first appointment and introduction to Janine was in 2006 when I was purchasing an investment property. Since then, my wife and I have bought and sold several properties including our residence and used the expertise of the girls along the way. They have structured our loans correctly so we haven’t had any issues with our accountant come tax time. When I required help obtaining property information they have helped us outside the realm of finance by getting us comparable sales when we were ready to bargain for a property, and they have used this expertise to dispute valuations at different times. We have always had good interest rates, as the team negotiates on our behalf at every opportunity. This takes the stress out of the procedure for my wife and I and we know that everything is structured and set up to be as cost effective and simple as possible.

Over the years the girls have liaised with solicitors, accountants and real estates on our behalf, always with positive outcomes. They are easy to talk to and are happy for me to run a scenario past them and discuss possible pros and cons of different loan structures and if accepted implementation is seamless. I feel they have been an asset to us during our financial journey and am happy to recommend their services to anyone who needs to take the stress out of borrowing and investing.” –Dennis B

“Being an experienced investor, I know what I need to do, but I have limited time available to me during business hours due to work commitments. I believe in using people who are trained/skilled in their areas of expertise. I was building another investment property and wanted it done with a minimum of fuss. The girls have competitively refinanced some of my other properties as well. I like using the team because they do all the leg work for me as much as possible. They keep it all as simple as possible and are all very nice to talk to. They explain everything and answer any questions which I may have. We have financed the property to the point where tenants are now in the property, and it is now set up correctly in order to achieve the best outcome for me in the properties location at a very competitive interest rate. I have and will continue to recommend them to work colleagues and people whom I speak to, as I often get into discussions with people about property investing and getting things set up correctly. They keep it simple and have the ability to answer all the questions and make people feel comfortable with the whole process.

Thank you girls, you all do a great job.” –Dave B

“I didn’t feel comfortable with the banks financial advice as they didn’t consider options my broker had considered. As I had already dealt with In Financial Services  previously, & was happy with the services, I chose to continue with them. By using a broker, I have achieved a more practical solution as to what the bank suggested. After the second successful time round, I know I can rely on them to get me great offers in the future if needed. I would recommend In Financial Services to anyone I know that is in the lookout  for a mortgage or home loan.” –Ryan P

“We had been having concerns mainly over the interest rate being charged from our current bank regarding our business.  The high interest rate being charged was sending our business backwards, hence why we looked into a broker.  We decided to proceed with the loan process because you acted in a very timely matter and were extremely professional. We found confidence in the process during every step.  The whole loan process was done very quickly, being that your company sourced out the best offer that would suit our needs. We achieved great advice in the management of our funds, and a much better interest rate. By decreasing the amount of interest we are paying means that we had more funds available in our business for the future.
We were extremely happy with the service provided to us, and more than happy to recommend this service. We felt that from the initial meeting our concerns and needs were addressed, the staff are friendly and very easy to work with, everything was taken care of which gave us great peace of mind.

Thanking you again for all your help.” –Graham & Carolyn L

“From the moment we met [Janine and the team] we knew that we were in good hands. The professionalism and communication provided by you and your team meant that the whole investment and building process was a pleasure. From our initial enquiries to final handover, nothing was ever too difficult for your team. Understanding the process was made easy due to In Properties and In Financial Services commitment to customer satisfaction. The inclusive approach adopted meant that everyone was working towards the best result possible for us the client. It’s often said that we are judged by the people with whom we associate – to this end all of your staff are all first class in the work they produce and the helpful suggestions they make. A true endorsement of your business.

Anyone considering investing in property should use In Properties from the start. There was always an emphasis on quality and as a result we now own our first investment property and have tenants moving in immediately. We have no reservations in recommending In Properties and InFinancial Maitland.” –Kylie & Scott F

Book a time to discuss your options

We will structure your finances to suit your personal circumstances


Follow us to know more about
In Financial Services

Home Buyers Photos

Testimonial Videos