Newcastle Mortgage Broker Ben Harris Completes Advanced MFPA Qualification

Finding the right mortgage broker in Newcastle is about more than just getting a home loan approved.

It’s about working with someone who continues to learn, adapt and understand the changing finance and property market so they can help clients make smarter long-term decisions.

That’s why we’re proud to announce that Newcastle mortgage broker Ben Harris has officially completed the Mortgage Finance Professional Australia (MFPA) designation through the MFAA and RMIT Online.

What Is the MFPA Qualification?

The MFPA is an advanced qualification for experienced mortgage brokers.

To even qualify for the course, brokers must:

  • Have over 5 years of industry experience

  • Have settled more than 250 loans

  • Complete additional advanced study through RMIT Online

The qualification focuses on:

  • Advanced lending scenarios

  • Loan structuring

  • Complex finance strategies

  • Business and ethical leadership

  • Long-term client outcomes

Not all mortgage brokers hold this qualification.

Why Ongoing Education Matters in Mortgage Broking

Finance is constantly changing.

Interest rates change.
Government schemes change.
Bank policies change.
Borrowing capacity rules change.

What worked for someone 2 years ago may not be the best strategy today.

That’s why Ben is committed to continuing his education and understanding how lending structures, property strategies and finance options evolve over time.

His goal is simple:

To help clients avoid missing opportunities because of a lack of knowledge or guidance.

Helping First Home Buyers in Newcastle

Ben works closely with first home buyers across Newcastle, Maitland and the Hunter Valley.

A lot of clients come in feeling overwhelmed, confused or thinking buying a home is years away.

Through strategy sessions and education-focused guidance, Ben helps clients understand:

  • How much they can borrow

  • Government grants and schemes available

  • Deposit options

  • Ways to improve borrowing power

  • Loan structures that support future goals

Supporting Property Investors

Ben Harris is also passionate about helping clients build long-term wealth through property.

This includes understanding:

  • Equity strategies

  • Cash flow considerations

  • Investment lending structures

  • Refinancing opportunities

  • Future borrowing flexibility

The focus is not just on getting a loan approved today, but helping clients position themselves for future opportunities as well.

Looking for the Best Mortgage Broker in Newcastle?

If you’re looking for:

  • A mortgage broker Newcastle

  • A first home buyer broker Newcastle

  • An investment property broker Newcastle

  • Help understanding your borrowing power

  • Guidance around loan strategy and structure

Ben Harris and the team at In Financial Services are here to help.

First Home Buyer FAQs

MFPA stands for Mortgage Finance Professional Australia. It is an advanced qualification offered through the MFAA and RMIT Online.
No. Brokers must meet minimum experience and loan settlement requirements before being eligible to complete the course.
The way a loan is structured can impact future borrowing capacity, flexibility, cash flow and investment opportunities.
Yes. Ben specialises in helping first home buyers across Newcastle, Maitland and the Hunter Valley understand their options and enter the property market with confidence.
Yes. Mortgage brokers can help clients understand investment lending, equity, borrowing capacity and loan structuring strategies.
In Financial Services supports clients across Newcastle, Maitland, the Hunter Valley and surrounding areas through both in-person and online appointments.

Keep a trusted contact handy for when questions come up along the way. 

Have a quick chat, understand your options, and see what your next step could look like, no pressure, just support.  

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